Real Estate Investing in Virginia, Minnesota (55792)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55792 (Virginia, MN)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 17.2% of homes vacant — above national norms.
What’s happening in Virginia, MN (55792)?
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Market Analysis: 55792 Virginia
The 55792 ZIP in Virginia, MN is a local-operator market. Outside capital chasing a $146K entry has to pair deep knowledge with the discount.
For an experienced owner, 55792 can be a a solid fit for hunting ground — but the discount at $146K reflects genuine risk that outside investors often underestimate.
The gap between 55792 and stronger Virginia ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Who lives in 55792 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The right play in 55792 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Virginia:
Property Strategy for 55792
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $84,737 | $860 | 7.3% | +6.5% | $84,737 |
| 2BR | $120,502 | $1,080 | 6.5% | +7.9% | $60,251 |
| 3BR | $154,779 | $1,480 | 6.9% | +7.0% | $51,593 |
| 4BR | $170,031 | $1,810 | 7.7% | +6.5% | $42,508 |
| 5BR | $183,035 | — | — | +6.8% | $36,607 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55792 Compare?
| Metric | 55792 | Virginia | Duluth, MN-WI | Minnesota |
|---|---|---|---|---|
| Home Value | $146,292 | $146,292 | N/A | $340,597 |
| 5-Year CAGR | 4.9% | 4.9% | N/A | 4.9% |
| Avg Rent | $1,013 | $1,013 | N/A | - |
| Cap Rate | 5.4% | 5.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55792 (Virginia, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $146,292 |
| Monthly Rent | $1,013 |
| Price-to-Rent | 12.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.3% |
| Cap Rate | 5.4% |
| 5-Year IRR | 10.3% |
📈 Home Appreciation
| 1-Year | +8.5% ▲ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55792
Population: 9,848
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55792
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is vacancy a concern in Virginia, MN?
Vacancy risk in Virginia, MN is elevated. That supports even-keeled cash flow for typical rental holds.
What type of investing works in Virginia, MN?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Virginia, MN. The numbers - $146K homes against $1,013/mo rents - support that play.
What is the typical rental rate in Virginia, MN?
Average rent in Virginia, MN is approximately $1,013/mo per month. Against $146K home values that yields a reasonable rent-to-price ratio.
Is house hacking profitable in Virginia, MN?
Virginia, MN is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $146K price point reasonable to enter.
Is Virginia, MN a smart market for rental property?
Virginia, MN scores 3.0/5 for investability. Home values sit at $146K and rents near $1,013/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 55792 now. You don’t know where it ranks.
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How 55792 ranks in Duluth, MN-WI
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