Best ZIP Codes for Cash Flow in Columbia, SC (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 29053 1% rule | Gaston, SC | $159,318 | $1,625 | 7.96% | 3.1% |
| 2 | 29203 1% rule | Columbia, SC | $133,376 | $1,355 | 7.92% | 4.9% |
| 3 | 29052 | Gadsden, SC | $106,995 | $1,053 | 7.68% | 5.0% |
| 4 | 29061 | Hopkins, SC | $196,993 | $1,635 | 6.48% | 6.6% |
| 5 | 29033 | Cayce, SC | $211,944 | $1,651 | 6.08% | 6.8% |
| 6 | 29169 | West Columbia, SC | $230,170 | $1,761 | 5.97% | 6.1% |
| 7 | 29073 | Lexington, SC | $260,536 | $1,955 | 5.85% | 5.8% |
| 8 | 29078 | Lugoff, SC | $264,265 | $1,959 | 5.78% | 5.5% |
| 9 | 29015 | Blair, SC | $144,713 | $1,053 | 5.68% | — |
| 10 | 29020 | Camden, SC | $246,462 | $1,748 | 5.53% | 4.9% |
| 11 | 29204 | Columbia, SC | $189,049 | $1,333 | 5.50% | 5.4% |
| 12 | 29009 | Bethune, SC | $168,267 | $1,179 | 5.47% | 2.9% |
| 13 | 29209 | Columbia, SC | $226,280 | $1,558 | 5.37% | 6.2% |
| 14 | 29123 | Pelion, SC | $154,236 | $1,053 | 5.33% | 2.0% |
| 15 | 29201 | Columbia, SC | $245,538 | $1,657 | 5.26% | 5.9% |
| 16 | 29229 | Columbia, SC | $268,778 | $1,789 | 5.19% | 5.3% |
| 17 | 29223 | Columbia, SC | $222,920 | $1,481 | 5.18% | 6.0% |
| 18 | 29063 | Irmo, SC | $277,346 | $1,815 | 5.11% | 5.6% |
| 19 | 29180 | Winnsboro, SC | $162,189 | $1,053 | 5.06% | -0.1% |
| 20 | 29016 | Blythewood, SC | $348,540 | $2,243 | 5.02% | 3.9% |
| 21 | 29065 | Jenkinsville, SC | $165,400 | $1,053 | 4.97% | — |
| 22 | 29045 | Elgin, SC | $302,349 | $1,831 | 4.72% | 5.1% |
| 23 | 29160 | Swansea, SC | $175,796 | $1,053 | 4.67% | 3.5% |
| 24 | 29135 | Saint Matthews, SC | $176,520 | $1,053 | 4.65% | 2.2% |
| 25 | 29210 | Columbia, SC | $199,467 | $1,166 | 4.56% | 6.0% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Columbia, SC · Affordable in Columbia, SC
Or see the full Columbia, SC metro profile.