Real Estate Investing in Lugoff, South Carolina (29078)
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Should you buy in 29078 (Lugoff, SC)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.8% vacancy may signal weakening demand.
What’s happening in Lugoff, SC (29078)?
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Market Analysis: 29078 Lugoff
ZIP 29078 in Lugoff, SC carries a sturdy set of headwinds. Home values near $264K and rents of $1,959/mo sit inside a market where underwriting has to be tight.
The investment case in 29078 is robust only for operators who understand what they are buying. A $264K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 29078's metrics run below Kershaw County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 29078 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. notable returns are possible in 29078, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Lugoff:
Property Strategy for 29078
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $240,329 | $1,500 | 4.5% | +8.0% | $80,110 |
| 4BR | $320,290 | $1,800 | 4.0% | +7.0% | $80,072 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 29078 Compare?
| Metric | 29078 | Lugoff | Columbia, SC | South Carolina |
|---|---|---|---|---|
| Home Value | $264,265 | $264,265 | N/A | $299,690 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 7.3% |
| Avg Rent | $1,959 | $1,959 | N/A | - |
| Cap Rate | 5.8% | 5.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 29078 (Lugoff, SC). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $264,265 |
| Monthly Rent | $1,959 |
| Price-to-Rent | 11.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.9% |
| Cap Rate | 5.8% |
| 5-Year IRR | 11.3% |
📈 Home Appreciation
| 1-Year | +4.6% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 29078
Population: 16,370
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 29078
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the typical rental rate in Lugoff, SC?
Lugoff, SC rentals go for roughly $1,959/mo a month. That puts gross yield in solid territory relative to $264K acquisition costs.
What is the average home sale price in Lugoff, SC?
Median home price in Lugoff, SC is near $264K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
How tight is the rental market in Lugoff, SC?
Lugoff, SC vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Is it easy to find good tenants in Lugoff, SC?
Working renters make up the core of the Lugoff, SC tenant base. The pool is reasonable for investors targeting long-term holds.
What real estate strategy is ideal for Lugoff, SC?
A careful cash-flow rentals with hands-on management strategy Lugoff, SC best. The market produces steady results for that approach at the $264K price point.
You know 29078 now. You don’t know where it ranks.
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How 29078 ranks in Columbia, SC
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