Most Affordable Cities to Start Investing
Markets where you can buy rental properties with lower capital requirements.
1
Temple
Oklahoma
$51k
Avg Home
$10k
20% Down
$846
Avg Rent
2
Republic
Pennsylvania
$51k
Avg Home
$10k
20% Down
$972
Avg Rent
3
Vestaburg
Pennsylvania
$51k
Avg Home
$10k
20% Down
$972
Avg Rent
4
Jolo
West Virginia
$51k
Avg Home
$10k
20% Down
$783
Avg Rent
5
Kelford
North Carolina
$51k
Avg Home
$10k
20% Down
$1,242
Avg Rent
6
Cahokia
Illinois
$52k
Avg Home
$10k
20% Down
$1,346
Avg Rent
7
Appalachia
Virginia
$52k
Avg Home
$10k
20% Down
$864
Avg Rent
8
Newton Falls
New York
$52k
Avg Home
$10k
20% Down
$963
Avg Rent
9
Madison
Illinois
$53k
Avg Home
$11k
20% Down
$972
Avg Rent
10
York
Alabama
$53k
Avg Home
$11k
20% Down
$747
Avg Rent
11
McRoberts
Kentucky
$53k
Avg Home
$11k
20% Down
$801
Avg Rent
12
Weeksbury
Kentucky
$53k
Avg Home
$11k
20% Down
$819
Avg Rent
13
Frederick
Oklahoma
$54k
Avg Home
$11k
20% Down
$855
Avg Rent
14
Morton
Texas
$54k
Avg Home
$11k
20% Down
$900
Avg Rent
15
Itta Bena
Mississippi
$54k
Avg Home
$11k
20% Down
$765
Avg Rent
16
Iaeger
West Virginia
$54k
Avg Home
$11k
20% Down
$783
Avg Rent
17
Earlington
Kentucky
$55k
Avg Home
$11k
20% Down
$783
Avg Rent
18
Allison
Pennsylvania
$55k
Avg Home
$11k
20% Down
$990
Avg Rent
19
Wayland
Kentucky
$55k
Avg Home
$11k
20% Down
$963
Avg Rent
20
Bandy
Virginia
$55k
Avg Home
$11k
20% Down
$819
Avg Rent
21
Hollis
Oklahoma
$55k
Avg Home
$11k
20% Down
$846
Avg Rent
22
East Saint Louis
Illinois
$55k
Avg Home
$11k
20% Down
$891
Avg Rent
23
Fleming-Neon
Kentucky
$56k
Avg Home
$11k
20% Down
$783
Avg Rent
24
Weldon
North Carolina
$56k
Avg Home
$11k
20% Down
$837
Avg Rent
25
Lake Providence
Louisiana
$56k
Avg Home
$11k
20% Down
$747
Avg Rent
26
Arbyrd
Missouri
$56k
Avg Home
$11k
20% Down
$801
Avg Rent
27
Farrell
Pennsylvania
$56k
Avg Home
$11k
20% Down
$972
Avg Rent
28
Melvin
Kentucky
$57k
Avg Home
$11k
20% Down
$810
Avg Rent
29
Hollandale
Mississippi
$57k
Avg Home
$11k
20% Down
$756
Avg Rent
30
Midwest
Wyoming
$57k
Avg Home
$11k
20% Down
$864
Avg Rent
31
Braddock
Pennsylvania
$57k
Avg Home
$11k
20% Down
$1,107
Avg Rent
32
Grandfield
Oklahoma
$57k
Avg Home
$11k
20% Down
$918
Avg Rent
33
Garrett
Kentucky
$57k
Avg Home
$11k
20% Down
$936
Avg Rent
34
Evarts
Kentucky
$57k
Avg Home
$11k
20% Down
$981
Avg Rent
35
Van
West Virginia
$57k
Avg Home
$11k
20% Down
$783
Avg Rent
36
Shamokin
Pennsylvania
$57k
Avg Home
$11k
20% Down
$855
Avg Rent
37
Greenville
Mississippi
$58k
Avg Home
$12k
20% Down
$794
Avg Rent
38
Clairfield
Tennessee
$58k
Avg Home
$12k
20% Down
$837
Avg Rent
39
Marvell
Arkansas
$58k
Avg Home
$12k
20% Down
$792
Avg Rent
40
Rouseville
Pennsylvania
$58k
Avg Home
$12k
20% Down
$1,071
Avg Rent
41
Shenandoah
Pennsylvania
$58k
Avg Home
$12k
20% Down
$972
Avg Rent
42
Mount Carmel
Pennsylvania
$59k
Avg Home
$12k
20% Down
$873
Avg Rent
43
Hi Hat
Kentucky
$59k
Avg Home
$12k
20% Down
$810
Avg Rent
44
Brenton
West Virginia
$59k
Avg Home
$12k
20% Down
$783
Avg Rent
45
Duquesne
Pennsylvania
$59k
Avg Home
$12k
20% Down
$909
Avg Rent
46
Windsor
North Carolina
$59k
Avg Home
$12k
20% Down
$873
Avg Rent
47
Jenkins
Kentucky
$59k
Avg Home
$12k
20% Down
$801
Avg Rent
48
Panther
West Virginia
$60k
Avg Home
$12k
20% Down
$783
Avg Rent
49
Cumberland
Kentucky
$60k
Avg Home
$12k
20% Down
$807
Avg Rent
50
Dermott
Arkansas
$60k
Avg Home
$12k
20% Down
$792
Avg Rent
51
Stopover
Kentucky
$60k
Avg Home
$12k
20% Down
$882
Avg Rent
52
Buffalo
Oklahoma
$61k
Avg Home
$12k
20% Down
$846
Avg Rent
53
Florence
Kansas
$61k
Avg Home
$12k
20% Down
$855
Avg Rent
54
Mystic
Iowa
$61k
Avg Home
$12k
20% Down
$909
Avg Rent
55
Meredosia
Illinois
$61k
Avg Home
$12k
20% Down
$828
Avg Rent
56
Risco
Missouri
$61k
Avg Home
$12k
20% Down
$801
Avg Rent
57
Eudora
Arkansas
$62k
Avg Home
$12k
20% Down
$792
Avg Rent
58
Matoaka
West Virginia
$62k
Avg Home
$12k
20% Down
$801
Avg Rent
59
Haileyville
Oklahoma
$62k
Avg Home
$12k
20% Down
$846
Avg Rent
60
Andover
Ohio
$62k
Avg Home
$12k
20% Down
$981
Avg Rent
61
Freeburn
Kentucky
$63k
Avg Home
$13k
20% Down
$882
Avg Rent
62
Pippa Passes
Kentucky
$63k
Avg Home
$13k
20% Down
$783
Avg Rent
63
Christopher
Illinois
$63k
Avg Home
$13k
20% Down
$828
Avg Rent
64
Newell
West Virginia
$63k
Avg Home
$13k
20% Down
$873
Avg Rent
65
Mangum
Oklahoma
$63k
Avg Home
$13k
20% Down
$855
Avg Rent
66
Sylvester
West Virginia
$63k
Avg Home
$13k
20% Down
$783
Avg Rent
67
Lilbourn
Missouri
$63k
Avg Home
$13k
20% Down
$801
Avg Rent
68
Whiteface
Texas
$63k
Avg Home
$13k
20% Down
$873
Avg Rent
69
Blackwell
Oklahoma
$63k
Avg Home
$13k
20% Down
$882
Avg Rent
70
Jet
Oklahoma
$64k
Avg Home
$13k
20% Down
$855
Avg Rent
71
Allendale
South Carolina
$64k
Avg Home
$13k
20% Down
$810
Avg Rent
72
Lily Dale
New York
$64k
Avg Home
$13k
20% Down
$945
Avg Rent
73
Tipton
Oklahoma
$64k
Avg Home
$13k
20% Down
$846
Avg Rent
74
Wheatland
Pennsylvania
$64k
Avg Home
$13k
20% Down
$927
Avg Rent
75
Earle
Arkansas
$64k
Avg Home
$13k
20% Down
$954
Avg Rent
76
Wakita
Oklahoma
$65k
Avg Home
$13k
20% Down
$846
Avg Rent
77
Rule
Texas
$65k
Avg Home
$13k
20% Down
$981
Avg Rent
78
Elaine
Arkansas
$65k
Avg Home
$13k
20% Down
$792
Avg Rent
79
Nunnelly
Tennessee
$65k
Avg Home
$13k
20% Down
$909
Avg Rent
80
Leland
Mississippi
$65k
Avg Home
$13k
20% Down
$756
Avg Rent
81
Colerain
North Carolina
$65k
Avg Home
$13k
20% Down
$945
Avg Rent
82
Yeaddiss
Kentucky
$65k
Avg Home
$13k
20% Down
$783
Avg Rent
83
Chetopa
Kansas
$66k
Avg Home
$13k
20% Down
$792
Avg Rent
84
Aultman
Pennsylvania
$66k
Avg Home
$13k
20% Down
$891
Avg Rent
85
Lyon Mountain
New York
$66k
Avg Home
$13k
20% Down
$1,026
Avg Rent
86
Ary
Kentucky
$66k
Avg Home
$13k
20% Down
$783
Avg Rent
87
Trona
California
$66k
Avg Home
$13k
20% Down
$1,872
Avg Rent
88
Smithfield
West Virginia
$66k
Avg Home
$13k
20% Down
$846
Avg Rent
89
Stone
Kentucky
$66k
Avg Home
$13k
20% Down
$873
Avg Rent
90
Whitesville
West Virginia
$66k
Avg Home
$13k
20% Down
$783
Avg Rent
91
Blackey
Kentucky
$66k
Avg Home
$13k
20% Down
$783
Avg Rent
92
Holmes Mill
Kentucky
$66k
Avg Home
$13k
20% Down
$783
Avg Rent
93
Parma
Missouri
$66k
Avg Home
$13k
20% Down
$801
Avg Rent
94
Cokeburg
Pennsylvania
$66k
Avg Home
$13k
20% Down
$1,125
Avg Rent
95
Skellytown
Texas
$67k
Avg Home
$13k
20% Down
$945
Avg Rent
96
Marston
Missouri
$67k
Avg Home
$13k
20% Down
$801
Avg Rent
97
Terral
Oklahoma
$67k
Avg Home
$13k
20% Down
$846
Avg Rent
98
Moline
Kansas
$67k
Avg Home
$13k
20% Down
$900
Avg Rent
99
Mousie
Kentucky
$67k
Avg Home
$13k
20% Down
$873
Avg Rent
100
West End-Cobb Town
Alabama
$67k
Avg Home
$13k
20% Down
$840
Avg Rent
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📊 How We Ranked These
Affordability rankings consider median home prices relative to rental income potential. Markets where investors can acquire properties under $150,000 with reasonable cash flow potential score highest.
Home Prices
Down Payment
Cash Flow
Growth Potential
Frequently Asked Questions
How much money do I need to start investing?
With a conventional loan (20% down), you can start with as little as $30,000-$40,000 in some markets. FHA loans require only 3.5% down but require owner-occupancy. Many investors start with house hacking - living in one unit while renting others.
Are cheap markets riskier?
Not necessarily, but due diligence is critical. Some affordable markets have declining populations or weak job markets. Focus on affordable markets with stable or growing economies, not just low prices.