Real Estate Investing in Temple, Oklahoma

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 931 • Cotton County

☆ Watch this market Free account

Should you buy in Temple, OK? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • High vacancy: 36.0% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.3% CAGR).
  • 1-year downturn: Values declined 7.4% in the last year.
  • Elevated poverty: 23.3% poverty rate — can affect rent collection.

What’s happening in Temple, OK?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
4.0/ 5

Investability

Citywide average

1.0/ 5

Appreciation

0.3% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $50,416
Avg Monthly Rent $846
ZIP Codes 1

Investing in Temple Real Estate

Across 1 ZIPs and a population near, Temple is a classic value-add market in Oklahoma: tired inventory, motivated sellers, and room for forced appreciation.

Cap rates of 0.0% on stabilized product understate the returns available in Temple for investors willing to renovate. On balance, execution risk is real and should be underwritten accordingly.

Rent growth in Temple is modest at the aggregate level but strong inside specific segments — namely units that have been brought up to current standards. That delta is the investor thesis.

The demographic base in Temple is what makes the BRRRR math work — enough income at $N/AK to absorb upgraded rents, and enough renters at 0% to fill the units.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Best ZIP codes in Lawton, OK

Temple is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Temple, OK. Anonymous, moderated, never written by AI.

Do you own or manage rentals in Temple, OK?

~25 seconds · no account needed · your report is anonymous

Avg Home Value
$50,416
Avg Monthly Rent
$846
1% Rule
✓ Passes
Landlord Friendly (OK)

📉 Market Crash Risk Index

Based on Lawton, OK metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
56 days

View all metro crash risk rankings →

⚖️ Balanced Market — Lawton, OK metro
56
Days to pending
7.2%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Temple, OK

Screen every ZIP in Temple

Filter Temple’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

View Plans

Frequently Asked Questions About Temple, OK

Are there BRRRR deals in Temple, OK?

Investors running BRRRR in Temple, OK see a strong outcomes. Deal flow and rehab execution matter more than the macro here.

What is the smart move for investors in Temple, OK?

Investors usually favor value-add and BRRRR deals in Temple, OK. With home values at $50K and rents near $846/mo, other strategies can work but produce reliable rather than outsized returns.

What price range are homes in Temple, OK?

In Temple, OK the median home value sits at $50K. Against the broader OK market, that reads as reasonable for most investors.

Does Temple, OK make sense for an investment property?

Yes - Temple, OK a 4.0/5 investability score. With $50K home prices against $846/mo monthly rent, the market delivers a reasonable entry point for new investors.

Can investors hit the 1% rule in Temple, OK?

The median property in Temple, OK ($50K at $846/mo rent) a rent-to-price figure. Pure 1% deals require disciplined offer pricing.

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate Temple, OK.

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.