Real Estate Investing in Temple, Oklahoma (73568)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cotton County • Population: 931 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 73568 (Temple, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • High vacancy: 36.0% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.3% CAGR).
  • 1-year downturn: Values declined 7.4% in the last year.
  • Elevated poverty: 23.3% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Temple, OK (73568)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $50,416
Avg Monthly Rent $846
1% Rule ✓ Meets
Median Income $29,671
% Renters 24.6%

Market Analysis: 73568 Temple

ZIP 73568 offers what many appreciation markets cannot: an affordable basis at $50K and rent support of $846/mo for rehab-driven equity creation in Cotton County.

Investors in 73568 do not buy the market average — they buy the unit they can improve. $50K median pricing and $846/mo comps define the envelope within which the work has to pay.

Relative to OK, 73568 reads as a working-capital ZIP — prices below average, renter share elevated at 25%, and room for operator-led upside.

The resident base in 73568 runs younger and more tenure-renter than county averages. 25% of 931 households lease, which is the demand source for post-rehab rent lifts.

ZIP 73568 fits investors who can swing a hammer — or pay someone to swing one well. BRRRR, fix-and-flip, and fix-and-hold all work when the rehab scope is matched to the rent lift.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Temple:

C+ Average
Buy Confidence Score: 65/100
Affordability
25/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.7× the median income
Value Trend
Declining (-7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lawton, OK Metro Area
Even conditions for buyers and sellers
56 days
Average time to sell
Average
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lawton, OK metro data

Market Trends

Home Value History (with trend line)

$62K$54K$46K$38K$30K$22KMar 2009Nov 2017Jul 2026

📊 How Does 73568 Compare?

Metric 73568 Temple Lawton, OK Oklahoma
Home Value $50,416 $50,416 N/A $214,563
5-Year CAGR 0.3% 0.3% N/A 6.9%
Avg Rent $846 $846 N/A -
Cap Rate 13.1% 13.1% - -
💡 Why Invest in 73568? Click to expand

This ZIP code meets the 1% rule with rent at $846/mo on homes averaging $50,416 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 73568 (Temple, OK). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 73568 (Temple, OK)?

~25 seconds · no account needed · your report is anonymous

Investability
Excellent
Cap Rate
13.1%
Excellent
5yr Growth
+0.3%
Slow

📉 Market Crash Risk Index

Based on Lawton, OK metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
56 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $50,416
Monthly Rent $846
Price-to-Rent 5.0:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 20.1%
Cap Rate 13.1%
5-Year IRR 13.4%

📈 Home Appreciation

1-Year -7.4% ▼
3-Year CAGR -1.2% ▼
5-Year CAGR +0.3% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 13.1%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (13.1%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
36.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.3%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 73568

Population: 931

💰 Median Household Income
$29,671
This area
$29,671
State
$58,994
USA
$74,580
🏠 Renter Occupied
24.6%
This area
24.6%
State
25.6%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-1.8%
USA
3.7%
🎓 College Educated
10.0%
This area
10.0%
State
14.2%
USA
33.7%
👤 Median Age
49.6 years
This area
49.6 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
36.0%
This area
36.0%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 80.2%
Other/Mixed 12.9%
Black/African American 7.0%
Hispanic/Latino 6.8%
👶 Under 18
15.9%
This area
15.9%
USA
22.0%
👴 65 and Over
26.6%
This area
26.6%
USA
17.3%
📊 Poverty Rate
23.3%
This area
23.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 73568

B Avg School Grade
2 Schools
11.0:1 Avg Class Size
$13,090 Avg Per Pupil

Schools in This ZIP Code

B Good

TEMPLE ES

📚 Pre-K – 08 School
👥
122 Students
👨‍🏫
12.9:1 Class Size
💰
$13,090 Per Student
B Good

TEMPLE HS

📚 09 – 12 High School
👥
46 Students
👨‍🏫
9.2:1 Class Size
💰
$13,090 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical rental rate in Temple, OK?

Rent in Temple, OK is around $846/mo. The resulting rent-to-value relationship with $50K pricing is reasonable for most investor models.

What strategy should investors use in Temple, OK?

Most investors in Temple, OK run a value-add and BRRRR deals strategy. It aligns with the 4.0/5 investability profile and the market fundamentals.

How does Temple, OK stack up for property investment?

The 4.0/5 investability rating in Temple, OK reflects its $50K prices and $846/mo rents. Investors generally consider it a solid option within OK.

How do home values compare in Temple, OK?

Median home price in Temple, OK is near $50K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

Does buy-rehab-rent-refinance work in Temple, OK?

Temple, OK is a strong for BRRRR. Acquiring below market, rehabbing, and leasing at $846/mo produces solid refinance appraisals against $50K values.

You know 73568 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 73568 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 73568 ranks in Lawton, OK

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 73568 (Temple)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 73568 (Temple, OK).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.