Real Estate Investing in Soda Springs, California (95728)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95728 (Soda Springs, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 80.8% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Higher unemployment: 7.6% unemployment — tenant risk signal.
- High price-to-rent: Price-to-rent ratio 29.5 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Soda Springs, CA (95728)?
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Market Analysis: 95728 Soda Springs
The 95728 ZIP covers a section of Soda Springs that demands careful diligence. Prices near $771K look accessible, but the work to make a deal cash flow is real.
Put differently, the numbers look inviting — $771K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95728 is substantial and deserves full respect.
Nearby ZIPs in Soda Springs have seen price recovery that 95728 has not matched. Placer County data supports the view that the spread is structural rather than temporary.
Looking more closely, 593 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 95728 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Soda Springs:
Property Strategy for 95728
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $525,652 | $2,420 | 3.3% | +4.9% | $262,826 |
| 3BR | $814,054 | $3,340 | 3.0% | +5.1% | $271,351 |
Market Trends
Home Value History (with trend line)
📊 How Does 95728 Compare?
| Metric | 95728 | Soda Springs | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $771,093 | $771,093 | N/A | $761,003 |
| 5-Year CAGR | 1.7% | 1.7% | N/A | 5.7% |
| Avg Rent | $2,178 | $2,178 | N/A | - |
| Cap Rate | 2.2% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95728 (Soda Springs, CA). Anonymous, moderated, never written by AI.
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Property managers serving Placer County
Manage rentals here? List your business →B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website
Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website
One Nest Real Estate & Property Management provides real estate and property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $771,093 |
| Monthly Rent | $2,178 |
| Price-to-Rent | 29.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 3.9% |
📈 Home Appreciation
| 1-Year | +5.9% ▲ |
| 3-Year CAGR | +0.7% ▲ |
| 5-Year CAGR | +1.7% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95728
Population: 593
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What are home prices like in Soda Springs, CA?
The median home value in Soda Springs, CA is roughly $771K. That puts it reasonable relative to the CA statewide average.
Is CA a landlord-friendly state?
Landlord-friendliness in Soda Springs, CA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How deep is the rental pool in Soda Springs, CA?
Expect a solid tenant pool in Soda Springs, CA. The rental market absorbs $2,178/mo rents without meaningful friction.
How tight is the rental market in Soda Springs, CA?
Vacancy risk in Soda Springs, CA is elevated. That supports measured cash flow for typical rental holds.
Can owner-occupants cash flow in Soda Springs, CA?
Soda Springs, CA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,178/mo rent level.
You know 95728 now. You don’t know where it ranks.
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How 95728 ranks in Sacramento-Roseville-Folsom, CA
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