Real Estate Investing in Fiddletown, California (95629)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95629 (Fiddletown, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 24.7% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.2% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fiddletown, CA (95629)?
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Market Analysis: 95629 Fiddletown
ZIP 95629 in Fiddletown, CA carries a impressive set of headwinds. Home values near $484K and rents of $1,593/mo sit inside a market where underwriting has to be tight.
Rent of $1,593/mo on a $484K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95629 sits below the stated 0.0% once reality is priced in.
The gap between 95629 and stronger Fiddletown ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A solid renter share of 10% in 95629 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 95629 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Fiddletown:
Property Strategy for 95629
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $397,891 | $1,770 | 3.2% | +3.0% | $198,946 |
| 3BR | $499,803 | $2,340 | 3.4% | +3.2% | $166,601 |
Market Trends
Home Value History (with trend line)
📊 How Does 95629 Compare?
| Metric | 95629 | Fiddletown | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $483,933 | $483,933 | N/A | $761,003 |
| 5-Year CAGR | 0.2% | 0.2% | N/A | 5.7% |
| Avg Rent | $1,593 | $1,593 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95629 (Fiddletown, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $483,933 |
| Monthly Rent | $1,593 |
| Price-to-Rent | 25.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 2.7% |
📈 Home Appreciation
| 1-Year | +2.7% ▲ |
| 3-Year CAGR | -0.1% ▼ |
| 5-Year CAGR | +0.2% ▲ |
| 10-Year CAGR | +4.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95629
Population: 1,047
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How tight is the rental market in Fiddletown, CA?
Vacancy risk in Fiddletown, CA is elevated. That supports even-keeled cash flow for typical rental holds.
Where do home prices stand in Fiddletown, CA?
Fiddletown, CA home values average about $484K. That price point suits investors targeting rentals with $1,593/mo in monthly income.
Is Fiddletown, CA a smart market for rental property?
With a 2.0/5 investability score, Fiddletown, CA ranks as a solid market for rental property investors. Median prices of $484K and rents of $1,593/mo drive the underlying numbers.
Is Fiddletown, CA good for house hacking?
House hacking in Fiddletown, CA is a challenging. With home values around $484K and rents at $1,593/mo, owner-occupants can offset a meaningful share of PITI.
What approach is best for Fiddletown, CA real estate?
The best-fit strategy in Fiddletown, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 95629 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95629 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95629 ranks in Sacramento-Roseville-Folsom, CA
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