Real Estate Investing in Mad River, California (95552)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Trinity • Population: 433 • Data updated: September 2026

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Should you buy in 95552 (Mad River, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (19/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
5 flags
  • High vacancy: 57.7% of homes vacant — above national norms.
  • Declining values: -8.6% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 30.0% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mad River, CA (95552)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $242,625
Avg Monthly Rent $990
1% Rule ✗ Does Not Meet
Median Income $21,550
% Renters 30.8%

Market Analysis: 95552 Mad River

ZIP 95552 inside Trinity looks affordable on the surface — median value of $243K — but the discount exists for reasons that a careful buyer should understand before committing.

The 95552 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 95552's metrics run below Trinity's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 95552 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 95552 is an operator game, not a passive one. Put differently, entry prices of $243K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mad River:

D Needs Caution
Buy Confidence Score: 30/100
Affordability
0/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 11.3× the median income
Value Trend
Stable (+1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $990/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$398K$364K$329K$295K$261K$227KFeb 2019Nov 2022Jul 2026

📊 How Does 95552 Compare?

Metric 95552 Mad River California
Home Value $242,625 $242,625 $761,003
5-Year CAGR N/A N/A 5.7%
Avg Rent $990 $990 -
Cap Rate 3.2% 3.2% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95552 (Mad River, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.2%
Low
5yr Growth
-8.6%
Declining

📊 Market Snapshot

Home Value $242,625
Monthly Rent $990
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR N/A

📈 Home Appreciation

1-Year +1.0% ▲
3-Year CAGR -9.3% ▼
5-Year CAGR -8.6% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
57.7%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-8.6%
Declining
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95552

Population: 433

💰 Median Household Income
$21,550
This area
$21,550
State
$94,164
USA
$74,580
🏠 Renter Occupied
30.8%
This area
30.8%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-16.6%
USA
3.7%
🎓 College Educated
17.3%
This area
17.3%
State
7.7%
USA
33.7%
👤 Median Age
65.0 years
This area
65.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
57.7%
This area
57.7%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
1.9%
This area
1.9%
USA
22.0%
👴 65 and Over
49.9%
This area
49.9%
USA
17.3%
📊 Poverty Rate
30.0%
This area
30.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Mad River, CA a friendly market for rental owners?

Rental owners in Mad River, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What kind of tenants rent in Mad River, CA?

The renter base in Mad River, CA is reasonable for the $990/mo price point. Screening well and pricing to market typically yields measured tenants.

How expensive is real estate in Mad River, CA?

Homes in Mad River, CA typically sell near $243K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

Is Mad River, CA a smart market for rental property?

Mad River, CA records an investability rating of 2.0/5, with median home values near $243K and average rents around $990/mo. That combination puts it in the impressive tier for investor interest.

Can owner-occupants cash flow in Mad River, CA?

The house hack math a challenging in Mad River, CA. Owner-occupant buyers benefit from the $990/mo rents and $243K home values.

You know 95552 now. You don’t know where it ranks.

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