Real Estate Investing in Eureka, California (95501)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95501 (Eureka, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Declining values: -0.6% 5-year CAGR — values have moved lower.
- Elevated vacancy: 9.8% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Eureka, CA (95501)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95501 Eureka
The 95501 ZIP covers a section of Eureka that demands careful diligence. Prices near $388K look accessible, but the work to make a deal cash flow is real.
On the rental side, the numbers look inviting — $388K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95501 is substantial and deserves full respect.
In the broader CA picture, 95501 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 95501 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. solid returns are possible in 95501, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Eureka:
Property Strategy for 95501
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $273,709 | $1,090 | 2.9% | +5.2% | $273,709 |
| 2BR | $337,900 | $1,420 | 3.0% | +3.8% | $168,950 |
| 3BR | $409,488 | $1,970 | 3.5% | +4.5% | $136,496 |
| 4BR | $466,144 | $2,380 | 3.7% | +4.7% | $116,536 |
| 5BR | $508,659 | — | — | +5.2% | $101,732 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95501 Compare?
| Metric | 95501 | Eureka | Eureka-Arcata, CA | California |
|---|---|---|---|---|
| Home Value | $388,412 | $419,845 | N/A | $761,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.7% |
| Avg Rent | $1,428 | $1,528 | N/A | - |
| Cap Rate | 2.9% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95501 (Eureka, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $388,412 |
| Monthly Rent | $1,428 |
| Price-to-Rent | 22.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 2.3% |
📈 Home Appreciation
| 1-Year | 0.0% ▼ |
| 3-Year CAGR | -3.9% ▼ |
| 5-Year CAGR | -0.6% ▼ |
| 10-Year CAGR | +3.0% ▲ |
🏠 Rent Trends
| 1-Year | -6.0% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95501
Population: 22,972
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95501
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,287 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Where do rents currently stand in Eureka, CA?
Investors in Eureka, CA typically see rents near $1,428/mo per month against $388K home values - a solid setup for rental cash flow.
What are vacancy rates like in Eureka, CA?
Eureka, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.
Which real estate strategy fits Eureka, CA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Eureka, CA. The numbers - $388K homes against $1,428/mo rents - support that play.
Is Eureka, CA landlord-friendly?
CA law tenant-protective for landlords, and Eureka inherits those rules. Investors should still review local ordinances for rental licensing.
How much should I expect to pay for a home in Eureka, CA?
Typical homes in Eureka, CA go for around $388K. The 5-year CAGR of 0.0% even-keeled price movement.
You know 95501 now. You don’t know where it ranks.
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How 95501 ranks in Eureka-Arcata, CA
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