Real Estate Investing in Bayside, California (95524)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95524 (Bayside, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Declining values: -3.9% 5-year CAGR — values have moved lower.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Higher unemployment: 7.3% unemployment — tenant risk signal.
- High price-to-rent: Price-to-rent ratio 29.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bayside, CA (95524)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95524 Bayside
The 95524 ZIP covers a section of Bayside that demands careful diligence. Prices near $611K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $611K asset, 95524 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Bayside have seen price recovery that 95524 has not matched. Humboldt County data supports the view that the spread is structural rather than temporary.
The 95524 ZIP's population of 1,770 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
New investors are better served looking at Bayside's stable or hybrid ZIPs before stepping into 95524. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Bayside:
Market Trends
Home Value History (with trend line)
📊 How Does 95524 Compare?
| Metric | 95524 | Bayside | Eureka-Arcata, CA | California |
|---|---|---|---|---|
| Home Value | $610,929 | $610,929 | N/A | $761,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.7% |
| Avg Rent | $1,737 | $1,737 | N/A | - |
| Cap Rate | 2.2% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95524 (Bayside, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $610,929 |
| Monthly Rent | $1,737 |
| Price-to-Rent | 29.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | +0.0% ▲ |
| 3-Year CAGR | -5.2% ▼ |
| 5-Year CAGR | -3.9% ▼ |
| 10-Year CAGR | +0.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95524
Population: 1,770
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95524
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Arcata Elementary
Sunny Brae Middle
Arcata High
Redwood Coast Montessori
Coastal Grove Charter
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,287 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are there empty rentals in Bayside, CA?
Bayside, CA carries elevated vacancy risk. Expect predictable absorption at market rents of $1,737/mo.
Can owner-occupants cash flow in Bayside, CA?
The house hack math a challenging in Bayside, CA. Owner-occupant buyers benefit from the $1,737/mo rents and $611K home values.
How should investors approach Bayside, CA?
A careful cash-flow rentals with hands-on management strategy Bayside, CA best. The market produces steady results for that approach at the $611K price point.
Are homes affordable in Bayside, CA?
Typical homes in Bayside, CA go for around $611K. The 5-year CAGR of 0.0% reliable price movement.
Where do rents currently stand in Bayside, CA?
Rent in Bayside, CA is around $1,737/mo. The resulting rent-to-value relationship with $611K pricing is reasonable for most investor models.
You know 95524 now. You don’t know where it ranks.
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How 95524 ranks in Eureka-Arcata, CA
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