Real Estate Investing in McKinleyville, California (95519)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95519 (McKinleyville, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Declining values: -1.0% 5-year CAGR — values have moved lower.
- Elevated vacancy: 8.1% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in McKinleyville, CA (95519)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95519 McKinleyville
Not every below-median market is a bargain. McKinleyville's 95519 ZIP posts signals that favor experienced operators who can absorb the risk $480K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95519 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 95519's metrics run below Humboldt County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 95519 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 95519 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in McKinleyville:
Property Strategy for 95519
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $401,736 | $1,660 | 3.0% | +2.7% | $200,868 |
| 3BR | $483,262 | $2,310 | 3.4% | +4.5% | $161,087 |
| 4BR | $609,051 | $2,780 | 3.3% | +5.5% | $152,263 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95519 Compare?
| Metric | 95519 | McKinleyville | Eureka-Arcata, CA | California |
|---|---|---|---|---|
| Home Value | $479,718 | $479,718 | N/A | $761,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.7% |
| Avg Rent | $1,774 | $1,774 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95519 (McKinleyville, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $479,718 |
| Monthly Rent | $1,774 |
| Price-to-Rent | 22.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 1.9% |
📈 Home Appreciation
| 1-Year | -2.3% ▼ |
| 3-Year CAGR | -4.0% ▼ |
| 5-Year CAGR | -1.0% ▼ |
| 10-Year CAGR | +2.4% ▲ |
🏠 Rent Trends
| 1-Year | -12.4% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95519
Population: 18,792
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95519
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 652 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What does house hacking look like in McKinleyville, CA?
House hacking in McKinleyville, CA is reasonable to execute. Prices around $480K and rents of $1,774/mo solid owner-occupant economics.
Is the tenant base reliable in McKinleyville, CA?
McKinleyville, CA offers a predictable renter base at the $1,774/mo rent level. Tenant turnover is reasonable for well-managed properties.
Is CA a landlord-friendly state?
CA law tenant-protective for landlords, and McKinleyville inherits those rules. Investors should still review local ordinances for rental licensing.
How much rent can I charge in McKinleyville, CA?
Average rent in McKinleyville, CA is approximately $1,774/mo per month. Against $480K home values that yields a reasonable rent-to-price ratio.
Is McKinleyville, CA a smart market for rental property?
Yes - McKinleyville, CA a 2.0/5 investability score. With $480K home prices against $1,774/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 95519 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95519 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95519 ranks in Eureka-Arcata, CA
Every ZIP in this metro, ranked. Free.
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