Real Estate Investing in Victorville, California (92395)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 49,323 • Data updated: September 2026

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Should you buy in 92395 (Victorville, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Victorville, CA (92395)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $416,510
Avg Monthly Rent $2,094
1% Rule ✗ Does Not Meet
Median Income $53,147
% Renters 45.2%

Market Analysis: 92395 Victorville

This part of San Bernardino County is not an easy win. The 92395 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $417K asset, 92395 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 92395's metrics run below San Bernardino County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 92395 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Victorville:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.8× the median income
Value Trend
Stable (+0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,094/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 92395

Which property type performs best in this market?

Best for Cash Flow
4BR
5.4% cap rate
Best for Appreciation
2BR
+8.4% 5yr CAGR
Best Overall Value
5BR
$97,541/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $316,234 $2,080 4.7% +8.4% $158,117
3BR $403,444 $2,780 5.0% +8.2% $134,481
4BR $449,669 $3,380 5.4% +7.8% $112,417
5BR $487,704 +7.2% $97,541

Market Trends

Home Value History (with trend line)

$453K$378K$304K$230K$156K$82KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,187$1,917$1,647$1,377$1,107$837Jun 2016Jul 2021Jul 2026

📊 How Does 92395 Compare?

Metric 92395 Victorville Riverside-San Bernardino-Ontario, CA California
Home Value $416,510 $434,108 N/A $761,003
5-Year CAGR 4.0% 4.0% N/A 5.7%
Avg Rent $2,094 $2,276 N/A -
Cap Rate 3.9% 4.1% - -
💡 Why Invest in 92395? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 45% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92395 (Victorville, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $416,510
Monthly Rent $2,094
Price-to-Rent 16.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +0.1% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year +5.9% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +4.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.0%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92395

Population: 49,323

💰 Median Household Income
$53,147
This area
$53,147
State
$94,164
USA
$74,580
🏠 Renter Occupied
45.2%
This area
45.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
6.3%
This area
6.3%
State
-16.6%
USA
3.7%
🎓 College Educated
13.8%
This area
13.8%
State
7.7%
USA
33.7%
👤 Median Age
33.0 years
This area
33.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.2%
This area
5.2%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 53.8%
Other/Mixed 29.9%
Hispanic/Latino 24.0%
Black/African American 12.0%
Asian 4.3%
👶 Under 18
29.3%
This area
29.3%
USA
22.0%
👴 65 and Over
12.9%
This area
12.9%
USA
17.3%
📊 Poverty Rate
17.3%
This area
17.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92395

C+ Avg School Grade
23 Schools
23.7:1 Avg Class Size
$15,965 Avg Per Pupil

Schools in This ZIP Code

B Good

Gus Franklin Jr.

📚 K – 05 Elementary
👥
549 Students
👨‍🏫
22.9:1 Class Size
💰
$17,287 Per Student
B Good

Lakeview Leadership Academy

📚 07 – 12 High School
👥
1,042 Students
👨‍🏫
19.7:1 Class Size
💰
$17,828 Per Student
B Good

West Creek Elementary

📚 K – 05 Elementary
👥
481 Students
👨‍🏫
22.6:1 Class Size
💰
$17,287 Per Student
B Good

Goodwill High

📚 09 – 12 High School
👥
108 Students
👨‍🏫
17.6:1 Class Size
💰
$17,828 Per Student
B Good

Victor Valley Virtual Academy

📚 07 – 12 High School
👥
106 Students
👨‍🏫
17.7:1 Class Size
💰
$17,828 Per Student
B Good

Mojave River Academy - Route 66

📚 K – 12 K-12 Charter
👥
448 Students
👨‍🏫
21.3:1 Class Size
💰
$14,479 Per Student
B Good

Brentwood Elementary

📚 K – 06 School
👥
788 Students
👨‍🏫
24.6:1 Class Size
💰
$15,232 Per Student
B Good

Green Tree East Elementary

📚 K – 06 School
👥
514 Students
👨‍🏫
23.4:1 Class Size
💰
$15,232 Per Student
B Good

Irwin Academy of Performing Arts

📚 K – 06 School
👥
582 Students
👨‍🏫
24.3:1 Class Size
💰
$15,232 Per Student
B Good

Lomitas Elementary

📚 K – 06 School
👥
757 Students
👨‍🏫
23.5:1 Class Size
💰
$15,232 Per Student
B Good

Village Elementary

📚 K – 06 School
👥
745 Students
👨‍🏫
24.8:1 Class Size
💰
$15,232 Per Student
C+ Average

Liberty Elementary

📚 K – 06 School
👥
979 Students
👨‍🏫
25.0:1 Class Size
💰
$15,232 Per Student
C+ Average

Mojave Vista Elementary

📚 K – 06 School
👥
901 Students
👨‍🏫
25.6:1 Class Size
💰
$15,232 Per Student
C+ Average

Park View Elementary

📚 K – 06 School
👥
819 Students
👨‍🏫
24.1:1 Class Size
💰
$15,232 Per Student
C+ Average

Academy Performing Preschool

📚 Grade M Elementary Limited Data
💰
$15,232 Per Student
C+ Average

Del Rey Elementary

📚 K – 06 School
👥
655 Students
👨‍🏫
26.2:1 Class Size
💰
$15,232 Per Student
C+ Average

Endeavour School of Exploration

📚 K – 06 School
👥
693 Students
👨‍🏫
26.7:1 Class Size
💰
$15,232 Per Student
C+ Average

Galileo Academy 101

📚 K – 06 School
👥
706 Students
👨‍🏫
26.6:1 Class Size
💰
$15,232 Per Student
C+ Average

Sixth Street Prep

📚 K – 06 School Charter
👥
228 Students
👨‍🏫
22.8:1 Class Size
💰
$15,232 Per Student
C+ Average

Victor Valley High

📚 09 – 12 High School
👥
2,169 Students
👨‍🏫
24.7:1 Class Size
💰
$17,828 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 5,241 Off-Campus Students
C
Bridges Beauty College
80 students · 2.0 mi
C
Victor Valley College
15,372 students · 2.7 mi
D
San Joaquin Valley College-Hesperia
437 students · 7.5 mi

Investor Insight: With 5,241 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much do tenants pay in Victorville, CA?

Rental rates in Victorville, CA average $2,094/mo. Tenant demand and $417K home values make the yield look reasonable by investor standards.

Do landlords face vacancy issues in Victorville, CA?

Vacancy in Victorville, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,094/mo.

What is the investability score for Victorville, CA?

Victorville, CA scores 3.0/5 for investability. Home values sit at $417K and rents near $2,094/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is housing expensive in Victorville, CA?

Homes in Victorville, CA typically sell near $417K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

What kind of tenants rent in Victorville, CA?

Expect a solid tenant pool in Victorville, CA. The rental market absorbs $2,094/mo rents without meaningful friction.

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How 92395 ranks in Riverside-San Bernardino-Ontario, CA

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