Real Estate Investing in Apple Valley, California (92307)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 40,666 • Data updated: September 2026

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Should you buy in 92307 (Apple Valley, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Apple Valley, CA (92307)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $458,423
Avg Monthly Rent $1,886
1% Rule ✗ Does Not Meet
Median Income $71,450
% Renters 31.7%

Market Analysis: 92307 Apple Valley

The 92307 ZIP covers a section of Apple Valley that demands careful diligence. Prices near $458K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 92307 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within CA, ZIP 92307 trails on several market indicators that neighboring San Bernardino County submarkets outperform. The gap is real and durable enough to shape underwriting.

Who lives in 92307 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Apple Valley's stable or hybrid ZIPs before stepping into 92307. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Apple Valley:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.4× the median income
Value Trend
Stable (+1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,886/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 92307

Which property type performs best in this market?

Best for Cash Flow
1BR
4.9% cap rate
Best for Appreciation
3BR
+7.7% 5yr CAGR
Best Overall Value
5BR
$123,412/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $243,977 $1,670 4.9% $243,977
2BR $316,474 $2,080 4.7% +6.7% $158,237
3BR $420,330 $2,780 4.8% +7.7% $140,110
4BR $519,534 $3,380 4.7% +7.0% $129,883
5BR $617,059 +6.7% $123,412

Market Trends

Home Value History (with trend line)

$486K$411K$335K$260K$184K$108KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,071$1,953$1,835$1,718$1,600$1,482Jun 2022Jul 2024Jul 2026

📊 How Does 92307 Compare?

Metric 92307 Apple Valley Riverside-San Bernardino-Ontario, CA California
Home Value $458,423 $436,894 N/A $761,003
5-Year CAGR 3.9% 3.8% N/A 5.7%
Avg Rent $1,886 $1,856 N/A -
Cap Rate 3.2% 3.3% - -
💡 Why Invest in 92307? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92307 (Apple Valley, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

Unclaimed — is this your business? Claim it free

Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $458,423
Monthly Rent $1,886
Price-to-Rent 20.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +1.9% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year +8.4% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.9%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92307

Population: 40,666

💰 Median Household Income
$71,450
This area
$71,450
State
$94,164
USA
$74,580
🏠 Renter Occupied
31.7%
This area
31.7%
State
39.3%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-16.6%
USA
3.7%
🎓 College Educated
21.1%
This area
21.1%
State
7.7%
USA
33.7%
👤 Median Age
36.1 years
This area
36.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 62.2%
Other/Mixed 27.4%
Hispanic/Latino 20.3%
Black/African American 7.2%
Asian 3.3%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
15.0%
This area
15.0%
USA
17.3%
📊 Poverty Rate
9.3%
This area
9.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92307

C+ Avg School Grade
7 Schools
22.6:1 Avg Class Size
$12,485 Avg Per Pupil

Schools in This ZIP Code

C+ Average

Desert Knolls Elementary

📚 K – 06 School
👥
584 Students
👨‍🏫
22.5:1 Class Size
💰
$12,746 Per Student
C+ Average

Phoenix Academy

📚 K – 08 School
👥
1,171 Students
👨‍🏫
20.7:1 Class Size
💰
$12,746 Per Student
C+ Average

Rancho Verde Elementary

📚 K – 06 School
👥
760 Students
👨‍🏫
24.1:1 Class Size
💰
$12,746 Per Student
C+ Average

Sycamore Rocks Elementary

📚 K – 06 School
👥
704 Students
👨‍🏫
23.7:1 Class Size
💰
$12,746 Per Student
C+ Average

Yucca Loma Elementary

📚 K – 06 School
👥
667 Students
👨‍🏫
23.0:1 Class Size
💰
$12,746 Per Student
C Below Average

Academy for Academic Excellence

📚 K – 12 K-12 Charter
👥
1,496 Students
👨‍🏫
21.9:1 Class Size
💰
$10,919 Per Student
C Below Average

Granite Hills High

📚 09 – 12 High School
👥
1,734 Students
👨‍🏫
22.5:1 Class Size
💰
$12,746 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 5,241 Off-Campus Students
C
Bridges Beauty College
80 students · 10.2 mi
C
Victor Valley College
15,372 students · 10.7 mi

Investor Insight: With 5,241 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does house hacking make sense in Apple Valley, CA?

For house hackers, Apple Valley, CA is a challenging. The $1,886/mo rent on a unit helps defray the mortgage on a $458K property.

Is Apple Valley, CA good for landlords?

Rental owners in Apple Valley, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What is the tenant pool like in Apple Valley, CA?

Apple Valley, CA draws a stable base of working renters. Demand at the $1,886/mo rent level is reasonable for standard single-family and small multi rentals.

Is Apple Valley, CA better for rentals, flips, or BRRRR?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Apple Valley, CA. The numbers - $458K homes against $1,886/mo rents - support that play.

What are home prices like in Apple Valley, CA?

Homes in Apple Valley, CA typically sell near $458K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

You know 92307 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 92307 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 92307 ranks in Riverside-San Bernardino-Ontario, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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