Real Estate Investing in San Diego, California (92113)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Diego County • Population: 49,047 • Data updated: September 2026

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Should you buy in 92113 (San Diego, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in San Diego, CA (92113)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $659,702
Avg Monthly Rent $2,336
1% Rule ✗ Does Not Meet
Median Income $56,427
% Renters 72.5%

Market Analysis: 92113 San Diego

The 92113 ZIP in San Diego, CA is a local-operator market. Outside capital chasing a $660K entry has to pair deep knowledge with the discount.

The 92113 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 92113's metrics run below San Diego County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A durable renter share of 73% in 92113 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 92113 is an operator game, not a passive one. Meanwhile, entry prices of $660K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Diego:

C Below Average
Buy Confidence Score: 54/100
Affordability
0/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 11.7× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,336/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Diego-Chula Vista-Carlsbad, CA Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
9.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Diego-Chula Vista-Carlsbad, CA metro data
🏠

Property Strategy for 92113

Which property type performs best in this market?

Best for Cash Flow
4BR
3.9% cap rate
Best for Appreciation
1BR
+9.0% 5yr CAGR
Best Overall Value
5BR
$161,103/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $522,797 $1,980 2.7% +9.0% $522,797
2BR $583,458 $2,420 3.0% +7.0% $291,729
3BR $660,200 $3,220 3.5% +7.0% $220,067
4BR $724,799 $3,910 3.9% +7.0% $181,200
5BR $805,516 +7.1% $161,103

Market Trends

Home Value History (with trend line)

$707K$591K$474K$358K$242K$126KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,445$2,214$1,983$1,751$1,520$1,288Nov 2018Sep 2022Jul 2026

📊 How Does 92113 Compare?

Metric 92113 San Diego San Diego-Chula Vista-Carlsbad, CA California
Home Value $659,702 $867,955 N/A $761,003
5-Year CAGR 4.0% 4.8% N/A 5.7%
Avg Rent $2,336 $3,152 N/A -
Cap Rate 2.8% 2.3% - -
💡 Why Invest in 92113? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

73% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92113 (San Diego, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Diego County

Manage rentals here? List your business →

33 Property Management offers residential and multi-family property management services in North County San Diego and Riverside, CA. summary from their website

Unclaimed — is this your business? Claim it free

This domain is for sale. summary from their website

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Advent provides quality property management services throughout Southern California, focusing on customer service and using modern property management tools. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $659,702
Monthly Rent $2,336
Price-to-Rent 23.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year +6.5% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +6.1% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.0%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92113

Population: 49,047

💰 Median Household Income
$56,427
This area
$56,427
State
$94,164
USA
$74,580
🏠 Renter Occupied
72.5%
This area
72.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
6.0%
This area
6.0%
State
-16.6%
USA
3.7%
🎓 College Educated
10.7%
This area
10.7%
State
7.7%
USA
33.7%
👤 Median Age
31.3 years
This area
31.3 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.8%
This area
5.8%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 48.3%
Other/Mixed 37.5%
Hispanic/Latino 33.9%
Black/African American 10.5%
Asian 3.8%
👶 Under 18
27.7%
This area
27.7%
USA
22.0%
👴 65 and Over
9.0%
This area
9.0%
USA
17.3%
📊 Poverty Rate
19.0%
This area
19.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92113

B+ Avg School Grade
14 Schools
20.7:1 Avg Class Size
$67,488 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Monarch

📚 K – 12 K-12
👥
234 Students
👨‍🏫
14.5:1 Class Size
💰
$604,552 Per Student
A Very Good

Balboa Elementary

📚 K – 05 Elementary
👥
453 Students
👨‍🏫
20.6:1 Class Size
💰
$26,901 Per Student
A Very Good

Burbank Elementary

📚 K – 05 Elementary
👥
322 Students
👨‍🏫
21.5:1 Class Size
💰
$26,901 Per Student
A Very Good

Chavez Elementary

📚 K – 05 Elementary
👥
396 Students
👨‍🏫
20.8:1 Class Size
💰
$26,901 Per Student
A Very Good

Knox Middle

📚 06 – 08 Middle
👥
502 Students
👨‍🏫
20.0:1 Class Size
💰
$26,901 Per Student
A Very Good

Mountain View

📚 K – 08 School
👥
174 Students
👨‍🏫
17.8:1 Class Size
💰
$26,901 Per Student
A Very Good

Perkins K-8

📚 K – 08 School
👥
381 Students
👨‍🏫
19.4:1 Class Size
💰
$26,901 Per Student
A Very Good

Ralph Waldo Emerson Elementary

📚 K – 06 School
👥
419 Students
👨‍🏫
21.0:1 Class Size
💰
$26,901 Per Student
B+ Above Average

King-Chavez Academy of Excellence

📚 K – 08 School Charter
👥
245 Students
👨‍🏫
17.5:1 Class Size
💰
$17,467 Per Student
B+ Above Average

Baker Elementary

📚 K – 05 Elementary
👥
358 Students
👨‍🏫
22.4:1 Class Size
💰
$26,901 Per Student
B+ Above Average
👥
1,308 Students
👨‍🏫
21.7:1 Class Size
💰
$26,901 Per Student
B+ Above Average

Porter Elementary

📚 K – 06 School
👥
648 Students
👨‍🏫
24.9:1 Class Size
💰
$26,901 Per Student
B+ Above Average

Rodriguez Elementary

📚 K – 05 Elementary
👥
301 Students
👨‍🏫
24.7:1 Class Size
💰
$26,901 Per Student
B Good

Lincoln High

📚 09 – 12 High School
👥
1,480 Students
👨‍🏫
23.1:1 Class Size
💰
$26,901 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,212 Off-Campus Students
D
Concorde Career College-San Diego
178 students · 1.1 mi
C
CET-San Diego
225 students · 1.4 mi
C
Riggins Urban Barber College
43 students · 2.1 mi
D
San Diego Global Knowledge University
111 students · 2.2 mi
D
Newschool of Architecture and Design
280 students · 2.3 mi
D
The Nurse Academy
34 students · 2.4 mi
C
San Diego City College
13,197 students · 2.4 mi
C
California Institute of Arts & Technology-National City
1,410 students · 2.5 mi

Investor Insight: With 5,212 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in San Diego, CA a good investment right now?

San Diego, CA rates 3.0/5 for investability. With median values at $660K and rents near $2,336/mo, the market offers reasonable fundamentals for rental investors.

Is San Diego, CA better for rentals, flips, or BRRRR?

San Diego, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($660K prices, $2,336/mo rents) make it a reasonable choice.

Do landlords face vacancy issues in San Diego, CA?

Rental vacancy in San Diego, CA is elevated. Investors should budget normal turnover but not chronic empty units.

Does house hacking make sense in San Diego, CA?

House hacking in San Diego, CA is reasonable to execute. Prices around $660K and rents of $2,336/mo solid owner-occupant economics.

What kind of tenants rent in San Diego, CA?

San Diego, CA offers a measured renter base at the $2,336/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 92113 now. You don’t know where it ranks.

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How 92113 ranks in San Diego-Chula Vista-Carlsbad, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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