Real Estate Investing in National City, California (91950)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 91950 (National City, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in National City, CA (91950)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 91950 National City
From a cash-flow lens, ZIP 91950 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $694K median. It rewards specialists, not generalists.
Rent of $2,469/mo on a $694K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 91950 sits below the stated 0.0% once reality is priced in.
Within CA, ZIP 91950 trails on several market indicators that neighboring San Diego County submarkets outperform. The gap is real and resilient enough to shape underwriting.
Resident income in 91950 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 91950 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in National City:
Property Strategy for 91950
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $393,543 | $1,920 | 3.5% | +8.8% | $393,543 |
| 2BR | $593,708 | $2,340 | 2.8% | +7.6% | $296,854 |
| 3BR | $690,277 | $3,120 | 3.3% | +7.0% | $230,092 |
| 4BR | $760,581 | $3,780 | 3.6% | +7.4% | $190,145 |
| 5BR | $833,911 | — | — | +7.6% | $166,782 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 91950 Compare?
| Metric | 91950 | National City | San Diego-Chula Vista-Carlsbad, CA | California |
|---|---|---|---|---|
| Home Value | $694,073 | $694,073 | N/A | $761,003 |
| 5-Year CAGR | 4.3% | 4.3% | N/A | 5.7% |
| Avg Rent | $2,469 | $2,469 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 91950 (National City, CA). Anonymous, moderated, never written by AI.
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Property managers serving San Diego County
Manage rentals here? List your business →33 Property Management offers residential and multi-family property management services in North County San Diego and Riverside, CA. summary from their website
This domain is for sale. summary from their website
Advent provides quality property management services throughout Southern California, focusing on customer service and using modern property management tools. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $694,073 |
| Monthly Rent | $2,469 |
| Price-to-Rent | 23.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 7.0% |
📈 Home Appreciation
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | -3.9% ▼ |
| 3-Year CAGR | +1.2% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 91950
Population: 57,173
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 91950
Schools in This ZIP Code
About Repit School Scores
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We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Where do rents currently stand in National City, CA?
National City, CA rentals go for roughly $2,469/mo a month. That puts gross yield in solid territory relative to $694K acquisition costs.
How deep is the rental pool in National City, CA?
Tenant quality in National City, CA ranks as solid. Landlords generally report stable occupancy at market rents of $2,469/mo.
Is rental property easy to operate in National City, CA?
National City, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
Does a duplex house hack pencil in National City, CA?
National City, CA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $694K price point reasonable to enter.
Where do home prices stand in National City, CA?
In National City, CA the median home value sits at $694K. Against the broader CA market, that reads as reasonable for most investors.
You know 91950 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 91950 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 91950 ranks in San Diego-Chula Vista-Carlsbad, CA
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