Most Affordable ZIP Codes in San Diego-Chula Vista-Carlsbad, CA (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 91934 | Jacumba, CA | $346,224 | $2,700 | 6.08% | 4.4% |
| 2 | 91905 | Boulevard, CA | $456,299 | $2,421 | 4.14% | 1.3% |
| 3 | 91906 | Campo, CA | $504,638 | $1,989 | 3.07% | 3.2% |
| 4 | 91963 | Campo, CA | $526,099 | $2,700 | 4.00% | -0.1% |
| 5 | 92036 | Julian, CA | $575,039 | $2,061 | 2.80% | 2.9% |
| 6 | 91917 | Dulzura, CA | $575,227 | $2,655 | 3.60% | 3.4% |
| 7 | 92108 | San Diego, CA | $593,627 | $3,093 | 4.06% | 3.6% |
| 8 | 91962 | Descanso, CA | $652,079 | $3,114 | 3.72% | 3.8% |
| 9 | 92113 | San Diego, CA | $659,702 | $2,336 | 2.76% | 4.0% |
| 10 | 91916 | Descanso, CA | $668,480 | $2,817 | 3.29% | 3.3% |
| 11 | 91950 | National City, CA | $694,073 | $2,469 | 2.77% | 4.3% |
| 12 | 92105 | San Diego, CA | $695,158 | $2,121 | 2.38% | 4.4% |
| 13 | 92173 | San Diego, CA | $698,609 | $2,661 | 2.97% | 5.4% |
| 14 | 92139 | San Diego, CA | $741,807 | $3,443 | 3.62% | 4.6% |
| 15 | 92102 | San Diego, CA | $743,221 | $2,318 | 2.43% | 3.3% |
| 16 | 92154 | San Diego, CA | $747,003 | $2,997 | 3.13% | 4.2% |
| 17 | 92114 | San Diego, CA | $750,690 | $2,713 | 2.82% | 4.8% |
| 18 | 92070 | Santa Ysabel, CA | $758,196 | $2,250 | 2.31% | 3.1% |
| 19 | 91945 | Lemon Grove, CA | $762,051 | $2,697 | 2.76% | 4.3% |
| 20 | 92021 | El Cajon, CA | $767,264 | $2,126 | 2.16% | 3.8% |
| 21 | 91977 | Spring Valley, CA | $768,274 | $2,419 | 2.46% | 3.9% |
| 22 | 91911 | Chula Vista, CA | $774,259 | $2,782 | 2.80% | 4.5% |
| 23 | 92027 | Escondido, CA | $778,233 | $2,290 | 2.29% | 4.1% |
| 24 | 92058 | Oceanside, CA | $782,132 | $2,805 | 2.80% | 5.3% |
| 25 | 92083 | Vista, CA | $791,396 | $2,640 | 2.60% | 5.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in San Diego-Chula Vista-Carlsbad, CA · Appreciation in San Diego-Chula Vista-Carlsbad, CA
Or see the full San Diego-Chula Vista-Carlsbad, CA metro profile.