Real Estate Investing in San Clemente, California (92672)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 92672 (San Clemente, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.9% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 43.2 — hard to cash-flow at these prices.
What’s happening in San Clemente, CA (92672)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 92672 San Clemente
The 92672 ZIP covers a section of San Clemente that demands careful diligence. Prices near $1.7M look accessible, but the work to make a deal cash flow is real.
The 92672 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 92672 and stronger San Clemente ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 92672 ZIP's population of 37,470 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
New investors are better served looking at San Clemente's stable or hybrid ZIPs before stepping into 92672. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in San Clemente:
Property Strategy for 92672
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $704,586 | $2,770 | 2.8% | +10.4% | $704,586 |
| 2BR | $1,187,851 | $3,280 | 2.0% | +9.9% | $593,926 |
| 3BR | $1,626,483 | $4,440 | 2.0% | +11.2% | $542,161 |
| 4BR | $2,124,287 | $5,310 | 1.8% | +11.2% | $531,072 |
| 5BR | $3,151,054 | — | — | +12.6% | $630,211 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 92672 Compare?
| Metric | 92672 | San Clemente | Los Angeles-Long Beach-Anaheim, CA | California |
|---|---|---|---|---|
| Home Value | $1,748,768 | $1,749,799 | N/A | $761,003 |
| 5-Year CAGR | 8.7% | 8.6% | N/A | 5.7% |
| Avg Rent | $3,371 | $3,733 | N/A | - |
| Cap Rate | 1.5% | 1.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 92672 (San Clemente, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 92672 (San Clemente, CA)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Orange County
Manage rentals here? List your business →Action Property Management is an HOA management company serving various community types including large scale, high rise, new development, condos, and hotel residential. summary from their website
Affinity Property Management, Inc. provides world-class service in property management, adapting to client needs and offering solutions for owners and tenants. summary from their website
Aperto Property Management, Inc. aims to maximize real estate asset value and achieve investment goals through vision, professionalism, and personal service. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,748,768 |
| Monthly Rent | $3,371 |
| Price-to-Rent | 43.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.3% |
| Cap Rate | 1.5% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +7.0% ▲ |
| 3-Year CAGR | +6.2% ▲ |
| 5-Year CAGR | +8.7% ▲ |
| 10-Year CAGR | +8.5% ▲ |
🏠 Rent Trends
| 1-Year | +4.2% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +6.2% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 92672
Population: 37,470
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 92672
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 4,023 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the best play in San Clemente, CA?
The best-fit strategy in San Clemente, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Does San Clemente, CA make sense for an investment property?
San Clemente, CA sits at an investability rating of 3.0/5, with median home values near $1.7M and average rents around $3,371/mo. That combination puts it in the robust tier for investor interest.
How strict are landlord regulations in San Clemente, CA?
For rental operators, San Clemente, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
Can owner-occupants cash flow in San Clemente, CA?
The house hack math a tougher in San Clemente, CA. Owner-occupant buyers benefit from the $3,371/mo rents and $1.7M home values.
Are homes affordable in San Clemente, CA?
Typical homes in San Clemente, CA go for around $1.7M. The 5-year CAGR of 0.0% predictable price movement.
You know 92672 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 92672 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 92672 ranks in Los Angeles-Long Beach-Anaheim, CA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 92672 (San Clemente)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 92672 (San Clemente, CA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.