Real Estate Investing in Ladera Ranch, California (92694)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 35,019 • Data updated: September 2026

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Should you buy in 92694 (Ladera Ranch, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 28.3 — hard to cash-flow at these prices.

What’s happening in Ladera Ranch, CA (92694)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,266,503
Avg Monthly Rent $3,725
1% Rule ✗ Does Not Meet
Median Income $187,701
% Renters 25.4%

Market Analysis: 92694 Ladera Ranch

Not every below-median market is a bargain. Ladera Ranch's 92694 ZIP clocks in at signals that favor experienced operators who can absorb the risk $1.3M pricing implies.

The 92694 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within CA, ZIP 92694 trails on several market indicators that neighboring Orange County submarkets outperform. The gap is real and notable enough to shape underwriting.

The 92694 ZIP's population of 35,019 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

Strategy in 92694 is an operator game, not a passive one. Stepping back, entry prices of $1.3M are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ladera Ranch:

C+ Average
Buy Confidence Score: 63/100
Affordability
5/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.7× the median income
Value Trend
Stable (+0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,725/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Los Angeles-Long Beach-Anaheim, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Angeles-Long Beach-Anaheim, CA metro data
🏠

Property Strategy for 92694

Which property type performs best in this market?

Best for Cash Flow
1BR
4.3% cap rate
Best for Appreciation
5BR
+12.2% 5yr CAGR
Best Overall Value
3BR
$348,773/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $604,799 $3,580 4.3% +8.5% $604,799
2BR $852,129 $4,220 3.6% +6.8% $426,065
3BR $1,046,319 $5,730 3.9% +8.8% $348,773
4BR $1,609,378 $6,840 3.1% +11.0% $402,344
5BR $2,221,227 +12.2% $444,245

Market Trends

Home Value History (with trend line)

$1.3M$1.2M$969K$782K$595K$408KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,898$3,662$3,425$3,189$2,952$2,715Mar 2021Nov 2023Jul 2026

📊 How Does 92694 Compare?

Metric 92694 Ladera Ranch Los Angeles-Long Beach-Anaheim, CA California
Home Value $1,266,503 $1,266,503 N/A $761,003
5-Year CAGR 6.6% 6.6% N/A 5.7%
Avg Rent $3,725 $3,725 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 92694? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92694 (Ladera Ranch, CA). Anonymous, moderated, never written by AI.

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Property managers serving Orange County

Manage rentals here? List your business →

Action Property Management is an HOA management company serving various community types including large scale, high rise, new development, condos, and hotel residential. summary from their website

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Affinity Property Management, Inc. provides world-class service in property management, adapting to client needs and offering solutions for owners and tenants. summary from their website

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Aperto Property Management, Inc. aims to maximize real estate asset value and achieve investment goals through vision, professionalism, and personal service. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $1,266,503
Monthly Rent $3,725
Price-to-Rent 28.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +0.8% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year -1.8% ▼
3-Year CAGR +1.5% ▲
5-Year CAGR +3.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.6%
Growing
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92694

Population: 35,019

💰 Median Household Income
$187,701
This area
$187,701
State
$94,164
USA
$74,580
🏠 Renter Occupied
25.4%
This area
25.4%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-16.6%
USA
3.7%
🎓 College Educated
65.3%
This area
65.3%
State
7.7%
USA
33.7%
👤 Median Age
35.9 years
This area
35.9 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.7%
This area
3.7%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 70.8%
Other/Mixed 14.4%
Asian 13.8%
Hispanic/Latino 6.5%
Black/African American 0.9%
👶 Under 18
33.8%
This area
33.8%
USA
22.0%
👴 65 and Over
9.5%
This area
9.5%
USA
17.3%
📊 Poverty Rate
2.0%
This area
2.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92694

B Avg School Grade
6 Schools
22.4:1 Avg Class Size
$15,039 Avg Per Pupil

Schools in This ZIP Code

B Good

Esencia Middle

📚 06 – 08 Middle
👥
284 Students
👨‍🏫
18.5:1 Class Size
💰
$15,039 Per Student
B Good

Chaparral Elementary

📚 K – 05 Elementary
👥
661 Students
👨‍🏫
22.8:1 Class Size
💰
$15,039 Per Student
B Good

Ladera Ranch Elementary

📚 K – 05 Elementary
👥
612 Students
👨‍🏫
22.7:1 Class Size
💰
$15,039 Per Student
B Good

Ladera Ranch Middle

📚 06 – 08 Middle
👥
1,100 Students
👨‍🏫
21.7:1 Class Size
💰
$15,039 Per Student
C+ Average

Esencia

📚 K – 05 Elementary
👥
904 Students
👨‍🏫
24.4:1 Class Size
💰
$15,039 Per Student
C+ Average

Oso Grande Elementary

📚 K – 05 Elementary
👥
887 Students
👨‍🏫
24.6:1 Class Size
💰
$15,039 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 11,885 Off-Campus Students
C
Saddleback College
18,370 students · 5.6 mi
D
South Orange County Community College District
0 students · 5.6 mi
C+
Soka University of America
476 students · 9.3 mi
C
Laguna College of Art and Design
807 students · 11.5 mi
D
University of Massachusetts Global
9,069 students · 14.6 mi

Investor Insight: With 11,885 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are rental rates like in Ladera Ranch, CA?

Rental rates in Ladera Ranch, CA average $3,725/mo. Tenant demand and $1.3M home values make the yield look reasonable by investor standards.

Is it easy to find good tenants in Ladera Ranch, CA?

Tenant demand in Ladera Ranch, CA is solid. The local workforce $3,725/mo rents across most rental classes.

How strong is Ladera Ranch, CA for real estate investors?

Ladera Ranch, CA scores 3.0/5 for investability. Home values sit at $1.3M and rents near $3,725/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How tight is the rental market in Ladera Ranch, CA?

Ladera Ranch, CA carries elevated vacancy risk. Expect stable absorption at market rents of $3,725/mo.

What is the smart move for investors in Ladera Ranch, CA?

Most investors in Ladera Ranch, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 92694 now. You don’t know where it ranks.

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How 92694 ranks in Los Angeles-Long Beach-Anaheim, CA

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