Real Estate Investing in Dana Point, California (92629)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 26,198 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 92629 (Dana Point, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 16.8% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 33.9 — hard to cash-flow at these prices.

What’s happening in Dana Point, CA (92629)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,768,655
Avg Monthly Rent $4,343
1% Rule ✗ Does Not Meet
Median Income $119,368
% Renters 36.4%

Market Analysis: 92629 Dana Point

The 92629 ZIP in Dana Point, CA is a local-operator market. Outside capital chasing a $1.8M entry has to pair deep knowledge with the discount.

For an experienced owner, 92629 can be a a strong candidate for hunting ground — but the discount at $1.8M reflects genuine risk that outside investors often underestimate.

In the broader CA picture, 92629 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 92629 ZIP's population of 26,198 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.

Experienced landlords with local relationships tend to find 92629 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dana Point:

C+ Average
Buy Confidence Score: 61/100
Affordability
0/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 14.8× the median income
Value Trend
Rising (+7.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $4,343/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Los Angeles-Long Beach-Anaheim, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Angeles-Long Beach-Anaheim, CA metro data
🏠

Property Strategy for 92629

Which property type performs best in this market?

Best for Cash Flow
1BR
3.8% cap rate
Best for Appreciation
5BR
+13.2% 5yr CAGR
Best Overall Value
4BR
$506,258/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $614,067 $3,220 3.8% +11.3% $614,067
2BR $1,165,045 $3,800 2.3% +9.9% $582,522
3BR $1,817,941 $5,160 2.0% +11.2% $605,980
4BR $2,025,033 $6,160 2.2% +11.2% $506,258
5BR $3,863,233 +13.2% $772,647

Market Trends

Home Value History (with trend line)

$1.9M$1.6M$1.3M$1.0M$737K$455KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$4,527$3,993$3,458$2,924$2,389$1,855Jul 2016Jul 2021Jul 2026

📊 How Does 92629 Compare?

Metric 92629 Dana Point Los Angeles-Long Beach-Anaheim, CA California
Home Value $1,768,655 $1,735,334 N/A $761,003
5-Year CAGR 8.4% 8.0% N/A 5.7%
Avg Rent $4,343 $4,708 N/A -
Cap Rate 1.9% 2.1% - -
💡 Why Invest in 92629? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 36% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92629 (Dana Point, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 92629 (Dana Point, CA)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Orange County

Manage rentals here? List your business →

Action Property Management is an HOA management company serving various community types including large scale, high rise, new development, condos, and hotel residential. summary from their website

Unclaimed — is this your business? Claim it free

Affinity Property Management, Inc. provides world-class service in property management, adapting to client needs and offering solutions for owners and tenants. summary from their website

Unclaimed — is this your business? Claim it free

Aperto Property Management, Inc. aims to maximize real estate asset value and achieve investment goals through vision, professionalism, and personal service. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+8.4%
Strong

📊 Market Snapshot

Home Value $1,768,655
Monthly Rent $4,343
Price-to-Rent 33.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.0%
Cap Rate 1.9%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +7.0% ▲
3-Year CAGR +6.6% ▲
5-Year CAGR +8.4% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year +13.2% ▲
3-Year CAGR +7.6% ▲
5-Year CAGR +7.8% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.8%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.4%
Growing
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92629

Population: 26,198

💰 Median Household Income
$119,368
This area
$119,368
State
$94,164
USA
$74,580
🏠 Renter Occupied
36.4%
This area
36.4%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-16.6%
USA
3.7%
🎓 College Educated
57.0%
This area
57.0%
State
7.7%
USA
33.7%
👤 Median Age
50.1 years
This area
50.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
16.8%
This area
16.8%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 83.6%
Other/Mixed 10.6%
Hispanic/Latino 7.6%
Asian 4.5%
Black/African American 1.3%
👶 Under 18
17.8%
This area
17.8%
USA
22.0%
👴 65 and Over
23.3%
This area
23.3%
USA
17.3%
📊 Poverty Rate
6.0%
This area
6.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92629

B Avg School Grade
3 Schools
19.7:1 Avg Class Size
$15,039 Avg Per Pupil

Schools in This ZIP Code

B Good

Richard Henry Dana Elementary

📚 K – 05 Elementary
👥
384 Students
👨‍🏫
19.3:1 Class Size
💰
$15,039 Per Student
C+ Average

Dana Hills High

📚 09 – 12 High School
👥
1,805 Students
👨‍🏫
20.1:1 Class Size
💰
$15,039 Per Student
C+ Average

Early Childhood Center

📚 Grade M Elementary Limited Data
💰
$15,039 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

B Good

Palisades Elementary

📚 K – 05 Elementary
📍 26462 Via Sacramento, Capistrano Beach
👥
336 Students
👨‍🏫
19.8:1 Class Size
💰
$15,039 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 16,887 Off-Campus Students
C+
Soka University of America
476 students · 5.7 mi
C
Saddleback College
18,370 students · 5.7 mi
D
South Orange County Community College District
0 students · 5.7 mi
C
Laguna College of Art and Design
807 students · 7.0 mi
D
University of Massachusetts Global
9,069 students · 13.0 mi
C+
Concordia University-Irvine
3,481 students · 13.7 mi
A
University of California-Irvine
36,582 students · 14.2 mi
C
Irvine Valley College
11,994 students · 14.4 mi

Investor Insight: With 16,887 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is CA a landlord-friendly state?

CA law tenant-protective for landlords, and Dana Point inherits those rules. Investors should still review local ordinances for rental licensing.

How qualified is the tenant pool in Dana Point, CA?

Dana Point, CA draws a even-keeled base of working renters. Demand at the $4,343/mo rent level is reasonable for standard single-family and small multi rentals.

What is the average home sale price in Dana Point, CA?

Dana Point, CA home values average about $1.8M. That price point suits investors targeting rentals with $4,343/mo in monthly income.

What is the smart move for investors in Dana Point, CA?

A careful cash-flow rentals with hands-on management strategy Dana Point, CA best. The market produces consistent results for that approach at the $1.8M price point.

What is the typical rental rate in Dana Point, CA?

Expect rents around $4,343/mo per month in Dana Point, CA. With home values at $1.8M, the yield math works out to reasonable levels for rental investors.

You know 92629 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 92629 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 92629 ranks in Los Angeles-Long Beach-Anaheim, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 92629 (Dana Point)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 92629 (Dana Point, CA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.