Real Estate Investing in Tucson, Arizona (85706)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pima County • Population: 56,022 • Data updated: September 2026

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Should you buy in 85706 (Tucson, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated poverty: 24.6% poverty rate — can affect rent collection.

What’s happening in Tucson, AZ (85706)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $260,324
Avg Monthly Rent $1,294
1% Rule ✗ Does Not Meet
Median Income $46,532
% Renters 42.9%

Market Analysis: 85706 Tucson

The 85706 ZIP in Tucson, AZ is a local-operator market. Outside capital chasing a $260K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 85706 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 85706 sits on the difficult end of the AZ spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 85706 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 85706 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tucson:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
18/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Declining (-1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,294/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tucson, AZ Metro Area
More inventory, negotiating room for buyers
70 days
Average time to sell
Slow
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tucson, AZ metro data
🏠

Property Strategy for 85706

Which property type performs best in this market?

Best for Cash Flow
4BR
4.6% cap rate
Best for Appreciation
2BR
+9.4% 5yr CAGR
Best Overall Value
5BR
$67,122/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $222,897 $1,210 3.9% +9.4% $111,448
3BR $275,763 $1,680 4.4% +8.3% $91,921
4BR $302,748 $1,940 4.6% +8.0% $75,687
5BR $335,611 +7.5% $67,122

Market Trends

Home Value History (with trend line)

$289K$241K$193K$145K$97K$49KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,459$1,367$1,276$1,184$1,092$1,000Sep 2020Aug 2023Jul 2026

📊 How Does 85706 Compare?

Metric 85706 Tucson Tucson, AZ Arizona
Home Value $260,324 $199,626 N/A $419,643
5-Year CAGR 3.5% 3.2% N/A 6.5%
Avg Rent $1,294 $1,466 N/A -
Cap Rate 3.9% 3.4% - -
💡 Why Invest in 85706? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 43% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85706 (Tucson, AZ). Anonymous, moderated, never written by AI.

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Property managers serving Pima County

Manage rentals here? List your business →

Fort Lowell Realty & Property Management provides realty and property management services in Tucson. summary from their website

Unclaimed — is this your business? Claim it free

WilsonPs.com is a domain name for sale. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+3.5%
Moderate

📉 Market Crash Risk Index

Based on Tucson, AZ metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
2/2
70 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $260,324
Monthly Rent $1,294
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year -1.9% ▼
3-Year CAGR +0.3% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year -9.9% ▼
3-Year CAGR -1.3% ▼
5-Year CAGR +2.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85706

Population: 56,022

💰 Median Household Income
$46,532
This area
$46,532
State
$66,355
USA
$74,580
🏠 Renter Occupied
42.9%
This area
42.9%
State
28.6%
USA
34.0%
💼 Unemployment Rate
5.4%
This area
5.4%
State
-23.2%
USA
3.7%
🎓 College Educated
9.2%
This area
9.2%
State
-1.0%
USA
33.7%
👤 Median Age
28.2 years
This area
28.2 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 54.2%
White 41.4%
Hispanic/Latino 38.0%
Black/African American 3.3%
Asian 1.1%
👶 Under 18
28.7%
This area
28.7%
USA
22.0%
👴 65 and Over
9.5%
This area
9.5%
USA
17.3%
📊 Poverty Rate
24.6%
This area
24.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85706

C+ Avg School Grade
24 Schools
19.0:1 Avg Class Size
$20,385 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Apollo Middle School

📚 06 – 08 Middle
👥
502 Students
👨‍🏫
14.3:1 Class Size
💰
$11,046 Per Student
B+ Above Average

Mission Manor Elementary School

📚 Pre-K – 06 School
👥
487 Students
👨‍🏫
13.7:1 Class Size
💰
$11,046 Per Student
B+ Above Average

Ocotillo Early Learning Elementary School

📚 Pre-K – 02 Elementary
👥
398 Students
👨‍🏫
14.9:1 Class Size
💰
$11,046 Per Student
B Good

Esperanza Elementary School

📚 K – 06 School
👥
464 Students
👨‍🏫
16.9:1 Class Size
💰
$11,046 Per Student
B Good

Liberty Elementary School

📚 K – 06 School
👥
524 Students
👨‍🏫
18.0:1 Class Size
💰
$11,046 Per Student
B Good

Los Amigos Elementary School

📚 K – 06 School
👥
613 Students
👨‍🏫
17.0:1 Class Size
💰
$11,046 Per Student
B Good

Rivera Elementary

📚 K – 06 School
👥
419 Students
👨‍🏫
17.8:1 Class Size
💰
$11,046 Per Student
B Good

Sierra 2-8 School

📚 02 – 08 School
👥
699 Students
👨‍🏫
17.6:1 Class Size
💰
$11,046 Per Student
B Good

Craycroft Elementary School

📚 Pre-K – 05 Elementary
👥
595 Students
👨‍🏫
20.5:1 Class Size
💰
$11,046 Per Student
B Good

Drexel Elementary School

📚 Pre-K – 06 School
👥
495 Students
👨‍🏫
18.7:1 Class Size
💰
$11,046 Per Student
B Good

Gallego Primary Fine Arts Magnet

📚 K – 03 Elementary
👥
526 Students
👨‍🏫
20.2:1 Class Size
💰
$11,046 Per Student
B Good

Los Ninos Elementary School

📚 Pre-K – 06 School
👥
427 Students
👨‍🏫
19.7:1 Class Size
💰
$11,046 Per Student
B Good

PCJTED - Desert View High School

📚 09 – 12 High School Limited Data
👥
3 Students
💰
$85,487 Per Student
B Good

PCJTED - Sunnyside High School

📚 09 – 12 High School Limited Data
👥
6 Students
💰
$85,487 Per Student
B Good

Pima County JTED - Star

📚 09 – 12 High School Limited Data
👥
2 Students
💰
$85,487 Per Student
B Good

Summit View Elementary

📚 K – 06 School
👥
408 Students
👨‍🏫
18.7:1 Class Size
💰
$11,046 Per Student
C+ Average
👥
775 Students
👨‍🏫
22.4:1 Class Size
💰
$11,046 Per Student
C+ Average

Sunnyside Online Success Academy

📚 K – 12 K-12 Limited Data
💰
$11,046 Per Student
C Below Average

Alta Vista High School

📚 09 – 12 High School Charter Limited Data
👥
472 Students
💰
$11,638 Per Student
C Below Average

Desert View High School

📚 09 – 12 High School
👥
2,157 Students
👨‍🏫
21.4:1 Class Size
💰
$11,046 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 8,575 Off-Campus Students
C
HDS Truck Driving Institute
342 students · 4.7 mi
C
Aveda Institute-Tucson
264 students · 5.4 mi
C
Pima Community College
15,819 students · 5.9 mi
B
University of Arizona
53,001 students · 5.9 mi
D
Brookline College-Tucson
211 students · 6.0 mi
C
Carrington College-Tucson
437 students · 6.0 mi
F
Arizona College of Nursing-Tucson
566 students · 6.0 mi
C+
Pure Aesthetics Natural Skincare School
53 students · 6.1 mi

Investor Insight: With 8,575 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Tucson, AZ?

In Tucson, AZ the median home value sits at $260K. Against the broader AZ market, that reads as reasonable for most investors.

What is the typical renter like in Tucson, AZ?

The renter base in Tucson, AZ is reasonable for the $1,294/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

Is Tucson, AZ a good market for buy-and-hold investors?

Tucson, AZ scores 3.0/5 for investability. Home values sit at $260K and rents near $1,294/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is vacancy a concern in Tucson, AZ?

Occupancy in Tucson, AZ runs predictable with elevated vacancy. Well-priced units at $1,294/mo lease on reasonable timelines.

Is rental property easy to operate in Tucson, AZ?

AZ ranks as a landlord-friendly state for landlord-tenant law. Tucson generally follows the statewide framework, so landlords face reasonable operating rules.

You know 85706 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85706 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85706 ranks in Tucson, AZ

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Cash Flow → Appreciation → Affordable →
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