Real Estate Investing in Scottsdale, Arizona (85266)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Maricopa County • Population: 12,510 • Data updated: September 2026

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Should you buy in 85266 (Scottsdale, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.6% of homes vacant — above national norms.

What’s happening in Scottsdale, AZ (85266)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,284,633
Avg Monthly Rent $5,496
1% Rule ✗ Does Not Meet
Median Income $150,699
% Renters 3.9%

Market Analysis: 85266 Scottsdale

ZIP 85266 inside Maricopa County looks affordable on the surface — median value of $1.3M — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 85266 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Looking more closely, 85266 offers a low basis, the region around Scottsdale has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

From an investor standpoint, 12,510 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 85266 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Scottsdale:

C Below Average
Buy Confidence Score: 58/100
Affordability
0/25
Appreciation
22/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.5× the median income
Value Trend
Stable (+1.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $5,496/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Phoenix-Mesa-Chandler, AZ Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
11.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Phoenix-Mesa-Chandler, AZ metro data
🏠

Property Strategy for 85266

Which property type performs best in this market?

Best for Cash Flow
2BR
2.4% cap rate
Best for Appreciation
5BR
+11.6% 5yr CAGR
Best Overall Value
5BR
$373,770/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $840,976 $2,760 2.4% +8.5% $420,488
3BR $1,182,459 $3,680 2.2% +10.0% $394,153
4BR $1,558,240 $4,080 1.9% +11.1% $389,560
5BR $1,868,850 +11.6% $373,770

Market Trends

Home Value History (with trend line)

$1.4M$1.2M$986K$794K$602K$410KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$5,642$5,219$4,795$4,372$3,949$3,526Mar 2026May 2026Jul 2026

📊 How Does 85266 Compare?

Metric 85266 Scottsdale Phoenix-Mesa-Chandler, AZ Arizona
Home Value $1,284,633 $860,406 N/A $419,643
5-Year CAGR 5.3% 4.7% N/A 6.5%
Avg Rent $5,496 $2,765 N/A -
Cap Rate 3.3% 2.4% - -
💡 Why Invest in 85266? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85266 (Scottsdale, AZ). Anonymous, moderated, never written by AI.

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Property managers serving Maricopa County

Manage rentals here? List your business →

Active Renter Property Management offers rental property management services in Phoenix, Arizona, including a 6-month tenant guarantee. summary from their website

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Arête Realty and Property Management, LLC offers property management services and real estate expertise in Glendale, Avondale, Chandler, Mesa, Gilbert, Sun City, Paradise Valley, Scottsdale, and Peori summary from their website

Unclaimed — is this your business? Claim it free

Arizona Community Management Services offers a comprehensive suite of services for Association leaders, including board training, financial management, and covenants enforcement, with decades of exper summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+5.3%
Moderate

📊 Market Snapshot

Home Value $1,284,633
Monthly Rent $5,496
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +1.7% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85266

Population: 12,510

💰 Median Household Income
$150,699
This area
$150,699
State
$66,355
USA
$74,580
🏠 Renter Occupied
3.9%
This area
3.9%
State
28.6%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-23.2%
USA
3.7%
🎓 College Educated
67.8%
This area
67.8%
State
-1.0%
USA
33.7%
👤 Median Age
62.9 years
This area
62.9 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
15.6%
This area
15.6%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 87.8%
Asian 6.7%
Other/Mixed 4.4%
Hispanic/Latino 2.4%
Black/African American 1.2%
👶 Under 18
11.3%
This area
11.3%
USA
22.0%
👴 65 and Over
44.5%
This area
44.5%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85266

C+ Avg School Grade
5 Schools
15.8:1 Avg Class Size
$9,111 Avg Per Pupil

Schools in This ZIP Code

B Good

Desert Sun Academy

📚 Pre-K – 06 School
👥
241 Students
👨‍🏫
11.3:1 Class Size
💰
$9,553 Per Student
B Good

Black Mountain Elementary School

📚 Pre-K – 06 School
👥
492 Students
👨‍🏫
14.6:1 Class Size
💰
$9,553 Per Student
C Below Average

Cactus Shadows High School

📚 08 – 12 High School
👥
1,566 Students
👨‍🏫
21.6:1 Class Size
💰
$9,553 Per Student
D Needs Improvement

Cave Creek Academy of Excellence

📚 K – 12 K-12 Limited Data
👥
18 Students
💰
$9,553 Per Student
D Needs Improvement

Candeo North Scottsdale

📚 K – 08 School Charter Limited Data
👥
144 Students
💰
$7,341 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 2,199 Off-Campus Students
C+
Paradise Valley Community College
5,880 students · 8.9 mi
C
Penrose Academy
390 students · 10.5 mi
D
Avalon Institute-Phoenix
382 students · 11.6 mi
D
Phoenix Seminary
312 students · 12.4 mi
C
Arizona Culinary Institute
157 students · 13.5 mi
D
Arizona College of Nursing-Phoenix
1,062 students · 14.0 mi
C
Allen School-Phoenix
11 students · 14.3 mi

Investor Insight: With 2,199 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the investability score for Scottsdale, AZ?

Investors tracking Scottsdale, AZ will find a 3.0/5 rating supported by $1.3M median home values and $5,496/mo rents. That profile suits long-term holders targeting stable returns.

What monthly rent should investors expect in Scottsdale, AZ?

The typical rental in Scottsdale, AZ commands about $5,496/mo monthly. That rent profile stable cash flow against the $1.3M purchase basis.

What approach is best for Scottsdale, AZ real estate?

A careful cash-flow rentals with hands-on management strategy Scottsdale, AZ best. The market produces even-keeled results for that approach at the $1.3M price point.

What is the median home value in Scottsdale, AZ?

Homes in Scottsdale, AZ typically sell near $1.3M. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

Are there empty rentals in Scottsdale, AZ?

Scottsdale, AZ vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 85266 now. You don’t know where it ranks.

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How 85266 ranks in Phoenix-Mesa-Chandler, AZ

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Cash Flow → Appreciation → Affordable →
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