Real Estate Investing in Anthem, Arizona (85086)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Maricopa County • Population: 43,369 • Data updated: September 2026

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Should you buy in 85086 (Anthem, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Anthem, AZ (85086)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $621,740
Avg Monthly Rent $2,253
1% Rule ✗ Does Not Meet
Median Income $114,775
% Renters 16.7%

Market Analysis: 85086 Anthem

Not every below-median market is a bargain. Anthem's 85086 ZIP clocks in at signals that favor experienced operators who can absorb the risk $622K pricing implies.

Rent of $2,253/mo on a $622K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 85086 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Anthem have seen price recovery that 85086 has not matched. Maricopa County data supports the view that the spread is structural rather than temporary.

Resident income in 85086 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Anthem:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Declining (-0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,253/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Phoenix-Mesa-Chandler, AZ Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
11.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Phoenix-Mesa-Chandler, AZ metro data
🏠

Property Strategy for 85086

Which property type performs best in this market?

Best for Cash Flow
3BR
4.7% cap rate
Best for Appreciation
5BR
+8.8% 5yr CAGR
Best Overall Value
5BR
$154,113/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $454,385 $2,560 4.1% +7.5% $227,192
3BR $527,527 $3,410 4.7% +7.9% $175,842
4BR $675,512 $3,790 4.0% +8.6% $168,878
5BR $770,565 +8.8% $154,113

Market Trends

Home Value History (with trend line)

$699K$593K$486K$380K$273K$167KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,351$2,118$1,885$1,652$1,419$1,186Jul 2016Jul 2021Jul 2026

📊 How Does 85086 Compare?

Metric 85086 Anthem Phoenix-Mesa-Chandler, AZ Arizona
Home Value $621,740 $621,740 N/A $419,643
5-Year CAGR 3.4% 3.4% N/A 6.5%
Avg Rent $2,253 $2,253 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 85086? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85086 (Anthem, AZ). Anonymous, moderated, never written by AI.

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Property managers serving Maricopa County

Manage rentals here? List your business →

Active Renter Property Management offers rental property management services in Phoenix, Arizona, including a 6-month tenant guarantee. summary from their website

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Arête Realty and Property Management, LLC offers property management services and real estate expertise in Glendale, Avondale, Chandler, Mesa, Gilbert, Sun City, Paradise Valley, Scottsdale, and Peori summary from their website

Unclaimed — is this your business? Claim it free

Arizona Community Management Services offers a comprehensive suite of services for Association leaders, including board training, financial management, and covenants enforcement, with decades of exper summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+3.4%
Moderate

📊 Market Snapshot

Home Value $621,740
Monthly Rent $2,253
Price-to-Rent 23.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year -0.3% ▼
3-Year CAGR +0.9% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year +1.1% ▲
3-Year CAGR +0.9% ▲
5-Year CAGR +2.2% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85086

Population: 43,369

💰 Median Household Income
$114,775
This area
$114,775
State
$66,355
USA
$74,580
🏠 Renter Occupied
16.7%
This area
16.7%
State
28.6%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-23.2%
USA
3.7%
🎓 College Educated
40.8%
This area
40.8%
State
-1.0%
USA
33.7%
👤 Median Age
43.6 years
This area
43.6 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 86.8%
Other/Mixed 8.7%
Hispanic/Latino 4.9%
Asian 2.8%
Black/African American 1.7%
👶 Under 18
24.3%
This area
24.3%
USA
22.0%
👴 65 and Over
16.8%
This area
16.8%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85086

B Avg School Grade
10 Schools
16.7:1 Avg Class Size
$24,216 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Gavilan Peak School

📚 Pre-K – 08 School
👥
533 Students
👨‍🏫
12.0:1 Class Size
💰
$11,201 Per Student
B+ Above Average

Desert Mountain School

📚 Pre-K – 08 School
👥
425 Students
👨‍🏫
14.9:1 Class Size
💰
$11,201 Per Student
B Good

Anthem School

📚 Pre-K – 08 School
👥
426 Students
👨‍🏫
15.8:1 Class Size
💰
$11,201 Per Student
B Good

Diamond Canyon School

📚 Pre-K – 08 School
👥
737 Students
👨‍🏫
16.9:1 Class Size
💰
$11,201 Per Student
B Good

Sunset Ridge School

📚 Pre-K – 08 School
👥
590 Students
👨‍🏫
17.1:1 Class Size
💰
$11,201 Per Student
B Good

West-MEC Ridgeline Academy

📚 07 – 12 High School Limited Data
💰
$74,804 Per Student
B Good

West-MEC - Boulder Creek High School

📚 09 – 12 High School Limited Data
👥
3 Students
💰
$74,804 Per Student
C+ Average

AMCS at Anthem dba Caurus Academy

📚 K – 12 K-12 Charter Limited Data
👥
214 Students
💰
$13,581 Per Student
C+ Average

Stepping Stones Academy

📚 K – 08 School Charter Limited Data
👥
219 Students
💰
$11,764 Per Student
C Below Average

Boulder Creek High School

📚 07 – 12 High School
👥
2,297 Students
👨‍🏫
23.3:1 Class Size
💰
$11,201 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 2,199 Off-Campus Students
C+
Midwestern University-Glendale
3,794 students · 11.7 mi
D
Arizona College of Nursing-Phoenix
1,062 students · 13.2 mi
D
Avalon Institute-Phoenix
382 students · 13.2 mi
C
Allen School-Phoenix
11 students · 13.6 mi
C+
Paradise Valley Community College
5,880 students · 13.8 mi
D
Kor Beauty Academy
64 students · 14.3 mi
D
Arizona Christian University
1,233 students · 14.4 mi

Investor Insight: With 2,199 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What type of investing works in Anthem, AZ?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Anthem, AZ. The numbers - $622K homes against $2,253/mo rents - support that play.

Is Anthem, AZ good for landlords?

AZ law landlord-friendly for landlords, and Anthem inherits those rules. Investors should still review local ordinances for rental licensing.

How tight is the rental market in Anthem, AZ?

Expect elevated vacancy in Anthem, AZ. Rents at $2,253/mo are absorbed by the tenant base without meaningful lag.

Does house hacking make sense in Anthem, AZ?

Anthem, AZ offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,253/mo rent level.

What do landlords charge for rent in Anthem, AZ?

Anthem, AZ rentals go for roughly $2,253/mo a month. That puts gross yield in solid territory relative to $622K acquisition costs.

You know 85086 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85086 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85086 ranks in Phoenix-Mesa-Chandler, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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