Real Estate Investing in Pine Valley, Utah (84722)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 773 • Data updated: September 2026

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Should you buy in 84722 (Pine Valley, UT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.6% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pine Valley, UT (84722)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $395,330
Avg Monthly Rent $1,422
1% Rule ✗ Does Not Meet
Median Income $69,444
% Renters 3.2%

Market Analysis: 84722 Pine Valley

Put differently, ZIP 84722 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $395K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $395K asset, 84722 is the wrong submarket. If the plan prices in friction, the yield can still work.

Meanwhile, 84722 offers a low basis, the region around Pine Valley has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 84722 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 84722 is an operator game, not a passive one. On balance, entry prices of $395K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pine Valley:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Stable (+3.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,422/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
St. George, UT Metro Area
More inventory, negotiating room for buyers
80 days
Average time to sell
Slow
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. George, UT metro data
🏠

Property Strategy for 84722

Which property type performs best in this market?

Best for Cash Flow
3BR
3.7% cap rate
Best for Appreciation
3BR
+8.8% 5yr CAGR
Best Overall Value
3BR
$135,018/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $326,047 $1,580 3.5% +8.5% $163,023
3BR $405,054 $2,080 3.7% +8.8% $135,018

Market Trends

Home Value History (with trend line)

$423K$351K$278K$205K$133K$60KDec 2008Oct 2017Jul 2026

📊 How Does 84722 Compare?

Metric 84722 Pine Valley St. George, UT Utah
Home Value $395,330 $570,930 N/A $530,173
5-Year CAGR 3.9% 4.2% N/A 7.0%
Avg Rent $1,422 $1,494 N/A -
Cap Rate 2.8% 2.2% - -
💡 Why Invest in 84722? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 84722 (Pine Valley, UT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+3.9%
Moderate

📉 Market Crash Risk Index

Based on St. George, UT metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
2/2
80 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $395,330
Monthly Rent $1,422
Price-to-Rent 23.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year +3.0% ▲
3-Year CAGR +1.8% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +10.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 84722

Population: 773

💰 Median Household Income
$69,444
This area
$69,444
State
$79,091
USA
$74,580
🏠 Renter Occupied
3.2%
This area
3.2%
State
22.7%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-24.6%
USA
3.7%
🎓 College Educated
33.0%
This area
33.0%
State
0.8%
USA
33.7%
👤 Median Age
49.4 years
This area
49.4 years
State
-1.6 years
USA
38.9 years
🏚️ Vacancy Rate
16.6%
This area
16.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
22.5%
This area
22.5%
USA
22.0%
👴 65 and Over
27.9%
This area
27.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical home price in Pine Valley, UT?

Median home price in Pine Valley, UT is near $395K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

Is Pine Valley, UT a friendly market for rental owners?

Rental owners in Pine Valley, UT deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Do rentals sit vacant long in Pine Valley, UT?

Pine Valley, UT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What does house hacking look like in Pine Valley, UT?

House hacking in Pine Valley, UT is reasonable to execute. Prices around $395K and rents of $1,422/mo solid owner-occupant economics.

What is the typical renter like in Pine Valley, UT?

Tenant demand in Pine Valley, UT is solid. The local workforce $1,422/mo rents across most rental classes.

You know 84722 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 84722 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 84722 ranks in St. George, UT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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