Real Estate Investing in Rathdrum, Idaho (83858)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kootenai County • Population: 19,315 • Data updated: September 2026

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Should you buy in 83858 (Rathdrum, ID)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.2% vacancy may signal weakening demand.

What’s happening in Rathdrum, ID (83858)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $580,133
Avg Monthly Rent $2,050
1% Rule ✗ Does Not Meet
Median Income $86,971
% Renters 16.0%

Market Analysis: 83858 Rathdrum

This part of Kootenai County is not an easy win. The 83858 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

On balance, the numbers look inviting — $580K purchase price, 0.0% nominal cap — the work to hit that pro forma in 83858 is substantial and deserves full respect.

The gap between 83858 and stronger Rathdrum ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Stepping back, 19,315 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Rathdrum's stable or hybrid ZIPs before stepping into 83858. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rathdrum:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.7× the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,050/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Coeur d'Alene, ID Metro Area
Even conditions for buyers and sellers
51 days
Average time to sell
Average
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Coeur d'Alene, ID metro data
🏠

Property Strategy for 83858

Which property type performs best in this market?

Best for Cash Flow
3BR
2.8% cap rate
Best for Appreciation
1BR
+11.2% 5yr CAGR
Best Overall Value
4BR
$161,825/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $406,768 $1,250 2.2% +11.2% $406,768
2BR $418,489 $1,490 2.6% +7.7% $209,244
3BR $528,470 $2,070 2.8% +7.5% $176,157
4BR $647,300 $2,500 2.8% +8.9% $161,825
5BR $876,312 +10.7% $175,262

Market Trends

Home Value History (with trend line)

$622K$522K$422K$323K$223K$124KJul 2007Jan 2017Jul 2026

Rent History (with trend line)

$2,127$2,052$1,976$1,900$1,825$1,749Dec 2025Apr 2026Jul 2026

📊 How Does 83858 Compare?

Metric 83858 Rathdrum Coeur d'Alene, ID Idaho
Home Value $580,133 $580,133 N/A $465,545
5-Year CAGR 3.2% 3.2% N/A 7.2%
Avg Rent $2,050 $2,050 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 83858? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 83858 (Rathdrum, ID). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+3.2%
Moderate

📉 Market Crash Risk Index

Based on Coeur d'Alene, ID metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
51 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $580,133
Monthly Rent $2,050
Price-to-Rent 23.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.8%
5-Year IRR 5.9%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR +9.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 83858

Population: 19,315

💰 Median Household Income
$86,971
This area
$86,971
State
$66,158
USA
$74,580
🏠 Renter Occupied
16.0%
This area
16.0%
State
22.1%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-5.1%
USA
3.7%
🎓 College Educated
22.5%
This area
22.5%
State
11.3%
USA
33.7%
👤 Median Age
41.0 years
This area
41.0 years
State
21.8 years
USA
38.9 years
🏚️ Vacancy Rate
11.2%
This area
11.2%
State
22.9%
USA
10.5%
👥 Population by Ethnicity
White 87.4%
Other/Mixed 11.8%
Hispanic/Latino 8.9%
Asian 0.6%
Black/African American 0.1%
👶 Under 18
22.7%
This area
22.7%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 83858

C+ Avg School Grade
10 Schools
16.1:1 Avg Class Size
$10,083 Avg Per Pupil

Schools in This ZIP Code

B Good

BETTY KIEFER ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
385 Students
👨‍🏫
16.0:1 Class Size
💰
$10,498 Per Student
B Good

GARWOOD ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
405 Students
👨‍🏫
17.6:1 Class Size
💰
$10,498 Per Student
B Good

JOHN BROWN ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
344 Students
👨‍🏫
16.4:1 Class Size
💰
$10,498 Per Student
B Good

KTEC School

📚 09 – 12 High School
👥
34 Students
👨‍🏫
2.5:1 Class Size
B Good

LAKELAND MIDDLE SCHOOL

📚 06 – 08 Middle
👥
620 Students
👨‍🏫
17.0:1 Class Size
💰
$10,498 Per Student
C+ Average

TWIN LAKES ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
279 Students
👨‍🏫
15.5:1 Class Size
💰
$10,498 Per Student
C+ Average

LAKELAND SENIOR HIGH SCHOOL

📚 09 – 12 High School
👥
846 Students
👨‍🏫
19.6:1 Class Size
💰
$10,498 Per Student
C Below Average

NORTH IDAHO STEM CHARTER ACADEMY

📚 K – 12 K-12 Charter
👥
573 Students
👨‍🏫
18.2:1 Class Size
💰
$6,764 Per Student
C Below Average

LAKELAND ONLINE ACADEMY

📚 K – 08 School Limited Data
💰
$10,498 Per Student
D Needs Improvement

MOUNTAINVIEW ALTERNATIVE HIGH SCHOOL

📚 06 – 12 High School
👥
174 Students
👨‍🏫
22.4:1 Class Size
💰
$10,498 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,965 Off-Campus Students
C
North Idaho College
3,979 students · 13.1 mi

Investor Insight: With 1,965 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Rathdrum, ID a good investment right now?

Rathdrum, ID rates 3.0/5 for investability. With median values at $580K and rents near $2,050/mo, the market offers reasonable fundamentals for rental investors.

Where do rents currently stand in Rathdrum, ID?

Investors in Rathdrum, ID typically see rents near $2,050/mo per month against $580K home values - a solid setup for rental cash flow.

What kind of vacancy should I budget for in Rathdrum, ID?

Occupancy in Rathdrum, ID runs steady with elevated vacancy. Well-priced units at $2,050/mo lease on reasonable timelines.

What investment strategy works best in Rathdrum, ID?

In Rathdrum, ID the significant play is typically careful cash-flow rentals with hands-on management. The combination of $580K prices and $2,050/mo rents suits that approach.

Does house hacking make sense in Rathdrum, ID?

House hacking in Rathdrum, ID is reasonable to execute. Prices around $580K and rents of $2,050/mo solid owner-occupant economics.

You know 83858 now. You don’t know where it ranks.

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How 83858 ranks in Coeur d'Alene, ID

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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