Real Estate Investing in Clark Fork, Idaho (83811)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bonner County • Population: 1,660 • Data updated: September 2026

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Should you buy in 83811 (Clark Fork, ID)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (26/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.7% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 40.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clark Fork, ID (83811)?

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2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $488,685
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $42,163
% Renters 37.7%

Market Analysis: 83811 Clark Fork

Investors eyeing 83811 need to respect the fundamentals at play. Home values of $489K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 83811 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Clark Fork have seen price recovery that 83811 has not matched. Bonner County data supports the view that the spread is structural rather than temporary.

Employment concentration in 83811 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 83811 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clark Fork:

D Needs Caution
Buy Confidence Score: 42/100
Affordability
0/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 11.6× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Sandpoint, ID Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sandpoint, ID metro data
🏠

Property Strategy for 83811

Which property type performs best in this market?

Best for Cash Flow
3BR
2.0% cap rate
Best for Appreciation
3BR
+7.8% 5yr CAGR
Best Overall Value
3BR
$190,409/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $354,838 $860 1.7% +7.6% $354,838
2BR $425,242 $1,130 1.9% +7.2% $212,621
3BR $571,227 $1,570 2.0% +7.8% $190,409

Market Trends

Home Value History (with trend line)

$566K$476K$386K$295K$205K$115KFeb 2009Nov 2017Jul 2026

📊 How Does 83811 Compare?

Metric 83811 Clark Fork Sandpoint, ID Idaho
Home Value $488,685 $488,685 N/A $465,545
5-Year CAGR 2.1% 2.1% N/A 7.2%
Avg Rent $1,017 $1,017 N/A -
Cap Rate 1.6% 1.6% - -
💡 Why Invest in 83811? Click to expand

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 83811 (Clark Fork, ID). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
1.6%
Low
5yr Growth
+2.1%
Slow

📉 Market Crash Risk Index

Based on Sandpoint, ID metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $488,685
Monthly Rent $1,017
Price-to-Rent 40.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.5%
Cap Rate 1.6%
5-Year IRR 3.7%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +2.1% ▲
10-Year CAGR +9.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 83811

Population: 1,660

💰 Median Household Income
$42,163
This area
$42,163
State
$66,158
USA
$74,580
🏠 Renter Occupied
37.7%
This area
37.7%
State
22.1%
USA
34.0%
💼 Unemployment Rate
5.9%
This area
5.9%
State
-5.1%
USA
3.7%
🎓 College Educated
14.6%
This area
14.6%
State
11.3%
USA
33.7%
👤 Median Age
59.6 years
This area
59.6 years
State
21.8 years
USA
38.9 years
🏚️ Vacancy Rate
18.7%
This area
18.7%
State
22.9%
USA
10.5%
👥 Population by Ethnicity
White 92.8%
Other/Mixed 7.2%
Hispanic/Latino 3.4%
👶 Under 18
12.3%
This area
12.3%
USA
22.0%
👴 65 and Over
39.5%
This area
39.5%
USA
17.3%
📊 Poverty Rate
14.7%
This area
14.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 83811

B Avg School Grade
1 Schools
15.0:1 Avg Class Size
$11,560 Avg Per Pupil

Schools in This ZIP Code

B Good

CLARK FORK JR/SR HIGH SCHOOL

📚 07 – 12 High School
👥
129 Students
👨‍🏫
15.0:1 Class Size
💰
$11,560 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What are vacancy rates like in Clark Fork, ID?

Rental vacancy in Clark Fork, ID is elevated. Investors should budget normal turnover but not chronic empty units.

What do landlords charge for rent in Clark Fork, ID?

Average rent in Clark Fork, ID is approximately $1,017/mo per month. Against $489K home values that yields a reasonable rent-to-price ratio.

How expensive is real estate in Clark Fork, ID?

Expect median prices around $489K in Clark Fork, ID. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

What approach is best for Clark Fork, ID real estate?

In Clark Fork, ID the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $489K prices and $1,017/mo rents suits that approach.

What is the investability score for Clark Fork, ID?

Clark Fork, ID scores 2.0/5 for investability. Home values sit at $489K and rents near $1,017/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 83811 now. You don’t know where it ranks.

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How 83811 ranks in Sandpoint, ID

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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