Real Estate Investing in Sugar City, Colorado (81076)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 81076 (Sugar City, CO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 12.6% of homes vacant — above national norms.
- Declining values: -2.5% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 8.5% in the last year.
- Elevated poverty: 20.2% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Sugar City, CO (81076)?
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Market Analysis: 81076 Sugar City
ZIP 81076 inside Crowley County looks affordable on the surface — median value of $137K — but the discount exists for reasons that a careful buyer should understand before committing.
The 81076 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Turning to rents, 81076 offers a low basis, the region around Sugar City has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
A durable renter share of 15% in 81076 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Sugar City:
Market Trends
Home Value History (with trend line)
📊 How Does 81076 Compare?
| Metric | 81076 | Sugar City | Colorado |
|---|---|---|---|
| Home Value | $137,212 | $137,212 | $535,778 |
| 5-Year CAGR | N/A | N/A | 4.9% |
| Avg Rent | $1,098 | $1,098 | - |
| Cap Rate | 6.2% | 6.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 81076 (Sugar City, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $137,212 |
| Monthly Rent | $1,098 |
| Price-to-Rent | 10.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.6% |
| Cap Rate | 6.2% |
| 5-Year IRR | 3.8% |
📈 Home Appreciation
| 1-Year | -8.5% ▼ |
| 3-Year CAGR | -3.9% ▼ |
| 5-Year CAGR | -2.5% ▼ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 81076
Population: 618
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How strong is Sugar City, CO for real estate investors?
Yes - Sugar City, CO a 3.0/5 investability score. With $137K home prices against $1,098/mo monthly rent, the market delivers a reasonable entry point for new investors.
Is the tenant base reliable in Sugar City, CO?
Working renters make up the core of the Sugar City, CO tenant base. The pool is reasonable for investors targeting long-term holds.
What do landlords charge for rent in Sugar City, CO?
Rental rates in Sugar City, CO average $1,098/mo. Tenant demand and $137K home values make the yield look reasonable by investor standards.
What is the smart move for investors in Sugar City, CO?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Sugar City, CO. The numbers - $137K homes against $1,098/mo rents - support that play.
What does house hacking look like in Sugar City, CO?
Sugar City, CO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,098/mo rent level.
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