Real Estate Investing in Swink, Colorado (81077)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 81077 (Swink, CO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.5% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Swink, CO (81077)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 81077 Swink
This part of Otero County is not an easy win. The 81077 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 81077 can be a a solid fit for hunting ground — but the discount at $217K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Swink have seen price recovery that 81077 has not matched. Otero County data supports the view that the spread is structural rather than temporary.
Resident income in 81077 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Swink's stable or hybrid ZIPs before stepping into 81077. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Swink:
Property Strategy for 81077
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $136,466 | $1,020 | 5.4% | +5.7% | $68,233 |
| 3BR | $229,479 | $1,360 | 4.3% | +6.1% | $76,493 |
Market Trends
Home Value History (with trend line)
📊 How Does 81077 Compare?
| Metric | 81077 | Swink | Colorado |
|---|---|---|---|
| Home Value | $217,027 | $217,027 | $535,778 |
| 5-Year CAGR | 4.2% | 4.2% | 4.9% |
| Avg Rent | $918 | $918 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 81077 (Swink, CO). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 81077 (Swink, CO)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $217,027 |
| Monthly Rent | $918 |
| Price-to-Rent | 19.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +3.2% ▲ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | +4.2% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 81077
Population: 636
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 81077
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the typical rental rate in Swink, CO?
The typical rental in Swink, CO commands about $918/mo monthly. That rent profile even-keeled cash flow against the $217K purchase basis.
Should investors worry about vacancy in Swink, CO?
Swink, CO sees elevated vacancy, which is reasonable relative to the broader CO rental market.
Is Swink, CO a good place for real estate investing?
Swink, CO reflects an investability rating of 3.0/5, with median home values near $217K and average rents around $918/mo. That combination puts it in the robust tier for investor interest.
Is Swink, CO suited for a house hack?
For house hackers, Swink, CO is a challenging. The $918/mo rent on a unit helps defray the mortgage on a $217K property.
What is the tenant pool like in Swink, CO?
The tenant pool in Swink, CO is solid, supported by local employment and population fundamentals. Rents of $918/mo are well-absorbed by the market.
You know 81077 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 81077 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 81077 (Swink)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 81077 (Swink, CO).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.