Real Estate Investing in Monument, Colorado (80132)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 80132 (Monument, CO)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 26.6 — hard to cash-flow at these prices.
What’s happening in Monument, CO (80132)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 80132 Monument
The 80132 ZIP covers a section of Monument that demands careful diligence. Prices near $754K look accessible, but the work to make a deal cash flow is real.
Put differently, the numbers look inviting — $754K purchase price, 0.0% nominal cap — the work to hit that pro forma in 80132 is substantial and deserves full respect.
In the broader CO picture, 80132 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Who lives in 80132 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Monument:
Property Strategy for 80132
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $411,528 | $2,320 | 4.1% | +4.1% | $205,764 |
| 3BR | $597,044 | $3,230 | 3.9% | +5.6% | $199,015 |
| 4BR | $747,676 | $3,670 | 3.5% | +5.8% | $186,919 |
| 5BR | $865,160 | — | — | +5.9% | $173,032 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 80132 Compare?
| Metric | 80132 | Monument | Colorado Springs, CO | Colorado |
|---|---|---|---|---|
| Home Value | $753,563 | $753,563 | N/A | $535,778 |
| 5-Year CAGR | 2.6% | 2.6% | N/A | 4.9% |
| Avg Rent | $2,358 | $2,358 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 80132 (Monument, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $753,563 |
| Monthly Rent | $2,358 |
| Price-to-Rent | 26.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.4% |
| 5-Year IRR | 5.1% |
📈 Home Appreciation
| 1-Year | +0.8% ▲ |
| 3-Year CAGR | +0.9% ▲ |
| 5-Year CAGR | +2.6% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | +4.5% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +3.7% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 80132
Population: 29,379
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 80132
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Palmer Lake Elementary School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,020 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are rents high in Monument, CO?
Investors in Monument, CO typically see rents near $2,358/mo per month against $754K home values - a solid setup for rental cash flow.
How quickly do rentals get leased in Monument, CO?
Monument, CO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Is Monument, CO a good place for real estate investing?
Monument, CO scores 3.0/5 for investability. Home values sit at $754K and rents near $2,358/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Are landlord laws favorable in Monument, CO?
CO law landlord-friendly for landlords, and Monument inherits those rules. Investors should still review local ordinances for rental licensing.
Which investment style suits Monument, CO?
Monument, CO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($754K prices, $2,358/mo rents) make it a reasonable choice.
You know 80132 now. You don’t know where it ranks.
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How 80132 ranks in Colorado Springs, CO
Every ZIP in this metro, ranked. Free.
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