Real Estate Investing in Ira, Texas (79527)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Scurry County • Population: 179 • Data updated: September 2026

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Should you buy in 79527 (Ira, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 39.0% of homes vacant — above national norms.
  • Declining values: -0.5% 5-year CAGR — values have moved lower.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ira, TX (79527)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $178,699
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $80,417
% Renters 4.5%

Market Analysis: 79527 Ira

ZIP 79527 inside Scurry County looks affordable on the surface — median value of $179K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 79527 is impressive only for operators who understand what they are buying. A $179K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within TX, ZIP 79527 trails on several market indicators that neighboring Scurry County submarkets outperform. The gap is real and durable enough to shape underwriting.

Demographically, 79527 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 79527 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ira:

C Below Average
Buy Confidence Score: 58/100
Affordability
25/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+14.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Snyder, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Snyder, TX metro data

Market Trends

Home Value History (with trend line)

$203K$193K$183K$173K$163K$153KFeb 2021Nov 2023Jul 2026

📊 How Does 79527 Compare?

Metric 79527 Ira Snyder, TX Texas
Home Value $178,699 $178,699 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $1,017 $1,017 N/A -
Cap Rate 4.4% 4.4% - -
💡 Why Invest in 79527? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79527 (Ira, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
-0.5%
Declining

📉 Market Crash Risk Index

Based on Snyder, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $178,699
Monthly Rent $1,017
Price-to-Rent 14.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 4.0%

📈 Home Appreciation

1-Year +14.2% ▲
3-Year CAGR +1.8% ▲
5-Year CAGR -0.5% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
39.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 79527

Population: 179

💰 Median Household Income
$80,417
This area
$80,417
State
$70,593
USA
$74,580
🏠 Renter Occupied
4.5%
This area
4.5%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-25.4%
USA
3.7%
🎓 College Educated
18.7%
This area
18.7%
State
-5.8%
USA
33.7%
👤 Median Age
47.6 years
This area
47.6 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
39.0%
This area
39.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 97.8%
Hispanic/Latino 2.2%
Other/Mixed 2.2%
👶 Under 18
16.4%
This area
16.4%
USA
22.0%
👴 65 and Over
25.5%
This area
25.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79527

B+ Avg School Grade
1 Schools
12.1:1 Avg Class Size
$13,123 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

IRA SCHOOL

📚 Pre-K – 12 K-12
👥
249 Students
👨‍🏫
12.1:1 Class Size
💰
$13,123 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 68 Off-Campus Students
C+
Western Texas College
1,434 students · 12.1 mi

Frequently Asked Questions

How expensive is real estate in Ira, TX?

Median home price in Ira, TX is near $179K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

How strong is the working-renter base in Ira, TX?

Tenant demand in Ira, TX is solid. The local workforce $1,017/mo rents across most rental classes.

Do rentals sit vacant long in Ira, TX?

Rental vacancy in Ira, TX is elevated. Investors should budget normal turnover but not chronic empty units.

Are eviction rules reasonable in Ira, TX?

For rental operators, Ira, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Does a duplex house hack pencil in Ira, TX?

The a challenging house-hack environment in Ira, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

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