Real Estate Investing in McDade, Texas (78650)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78650 (McDade, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.9% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in McDade, TX (78650)?
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Market Analysis: 78650 McDade
The 78650 ZIP covers a section of McDade that demands careful diligence. Prices near $467K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $467K asset, 78650 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 78650 and stronger McDade ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A durable renter share of 8% in 78650 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at McDade's stable or hybrid ZIPs before stepping into 78650. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in McDade:
Market Trends
Home Value History (with trend line)
📊 How Does 78650 Compare?
| Metric | 78650 | McDade | Austin-Round Rock-Georgetown, TX | Texas |
|---|---|---|---|---|
| Home Value | $466,578 | $466,578 | N/A | $297,000 |
| 5-Year CAGR | 3.3% | 3.3% | N/A | 5.4% |
| Avg Rent | $1,584 | $1,584 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78650 (McDade, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $466,578 |
| Monthly Rent | $1,584 |
| Price-to-Rent | 24.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 5.9% |
📈 Home Appreciation
| 1-Year | +0.6% ▲ |
| 3-Year CAGR | -0.6% ▼ |
| 5-Year CAGR | +3.3% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78650
Population: 2,679
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78650
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do home values compare in McDade, TX?
Median home price in McDade, TX is near $467K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
What monthly rent should investors expect in McDade, TX?
McDade, TX rentals go for roughly $1,584/mo a month. That puts gross yield in solid territory relative to $467K acquisition costs.
What real estate strategy is ideal for McDade, TX?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in McDade, TX. The numbers - $467K homes against $1,584/mo rents - support that play.
Does a duplex house hack pencil in McDade, TX?
House hacking in McDade, TX is reasonable to execute. Prices around $467K and rents of $1,584/mo solid owner-occupant economics.
Is it easy to find good tenants in McDade, TX?
McDade, TX offers a consistent renter base at the $1,584/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 78650 now. You don’t know where it ranks.
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How 78650 ranks in Austin-Round Rock-Georgetown, TX
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