Real Estate Investing in Hargill, Texas (78549)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78549 (Hargill, TX)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 26.8% of homes vacant — above national norms.
- Elevated poverty: 57.6% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hargill, TX (78549)?
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Market Analysis: 78549 Hargill
Investors eyeing 78549 need to respect the fundamentals at play. Home values of $94K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 78549 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Hargill have seen price recovery that 78549 has not matched. Hidalgo County data supports the view that the spread is structural rather than temporary.
The 78549 ZIP's population of 876 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
Strategically, 78549 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Hargill:
Market Trends
Home Value History (with trend line)
📊 How Does 78549 Compare?
| Metric | 78549 | Hargill | McAllen-Edinburg-Mission, TX | Texas |
|---|---|---|---|---|
| Home Value | $94,142 | $94,142 | N/A | $297,000 |
| 5-Year CAGR | 5.4% | 5.4% | N/A | 5.4% |
| Avg Rent | $900 | $900 | N/A | - |
| Cap Rate | 7.5% | 7.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78549 (Hargill, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $94,142 |
| Monthly Rent | $900 |
| Price-to-Rent | 8.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 11.5% |
| Cap Rate | 7.5% |
| 5-Year IRR | 12.9% |
📈 Home Appreciation
| 1-Year | +8.3% ▲ |
| 3-Year CAGR | +0.1% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +8.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78549
Population: 876
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78549
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What are home prices like in Hargill, TX?
Homes in Hargill, TX typically sell near $94K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.
What do landlords charge for rent in Hargill, TX?
Investors in Hargill, TX typically see rents near $900/mo per month against $94K home values - a solid setup for rental cash flow.
What strategy should investors use in Hargill, TX?
In Hargill, TX the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $94K prices and $900/mo rents suits that approach.
Are landlord laws favorable in Hargill, TX?
For rental operators, Hargill, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
How tight is the rental market in Hargill, TX?
Hargill, TX sees elevated vacancy, which is reasonable relative to the broader TX rental market.
You know 78549 now. You don’t know where it ranks.
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How 78549 ranks in McAllen-Edinburg-Mission, TX
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