Real Estate Investing in San Antonio, Texas (78245)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bexar County • Population: 91,388 • Data updated: September 2026

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Should you buy in 78245 (San Antonio, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in San Antonio, TX (78245)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $258,256
Avg Monthly Rent $1,458
1% Rule ✗ Does Not Meet
Median Income $83,005
% Renters 27.7%

Market Analysis: 78245 San Antonio

This part of Bexar County is not an easy win. The 78245 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 78245 can be a a strong candidate for hunting ground — but the discount at $258K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 78245 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 78245 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 78245 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Antonio:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,458/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data
🏠

Property Strategy for 78245

Which property type performs best in this market?

Best for Cash Flow
2BR
7.9% cap rate
Best for Appreciation
4BR
+4.7% 5yr CAGR
Best Overall Value
5BR
$66,578/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $151,242 $1,660 7.9% +3.5% $75,621
3BR $229,293 $2,130 6.7% +4.1% $76,431
4BR $294,123 $2,480 6.1% +4.7% $73,531
5BR $332,892 +4.6% $66,578

Market Trends

Home Value History (with trend line)

$298K$261K$223K$186K$149K$111KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,576$1,475$1,374$1,273$1,172$1,071Jul 2016Jul 2021Jul 2026

📊 How Does 78245 Compare?

Metric 78245 San Antonio San Antonio-New Braunfels, TX Texas
Home Value $258,256 $279,541 N/A $297,000
5-Year CAGR 1.9% 1.3% N/A 5.4%
Avg Rent $1,458 $1,452 N/A -
Cap Rate 4.4% 4.8% - -
💡 Why Invest in 78245? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78245 (San Antonio, TX). Anonymous, moderated, never written by AI.

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Property managers serving Bexar County

Manage rentals here? List your business →

Forefront Property Management offers residential, multi-family, and commercial property management services in San Antonio, aiming to simplify property ownership. summary from their website

Single-familySmall multifamilyCommercial
Unclaimed — is this your business? Claim it free

Hill Country Homeowners Association Management specializes in personalized financial and administrative management services for homeowner's associations in San Antonio and the Texas Hill Country. summary from their website

HOA
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PMI San Antonio offers residential and commercial property management services in San Antonio, including marketing, tenant screening, rent collection, and financial reporting. summary from their website

Single-familyCommercial
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+1.9%
Slow

📊 Market Snapshot

Home Value $258,256
Monthly Rent $1,458
Price-to-Rent 14.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR -2.3% ▼
5-Year CAGR +1.9% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year -2.8% ▼
3-Year CAGR -1.0% ▼
5-Year CAGR +0.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.9%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78245

Population: 91,388

💰 Median Household Income
$83,005
This area
$83,005
State
$70,593
USA
$74,580
🏠 Renter Occupied
27.7%
This area
27.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-25.4%
USA
3.7%
🎓 College Educated
24.7%
This area
24.7%
State
-5.8%
USA
33.7%
👤 Median Age
30.8 years
This area
30.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.9%
This area
5.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 55.8%
Other/Mixed 30.0%
Hispanic/Latino 25.2%
Black/African American 11.7%
Asian 2.4%
👶 Under 18
28.3%
This area
28.3%
USA
22.0%
👴 65 and Over
8.3%
This area
8.3%
USA
17.3%
📊 Poverty Rate
7.7%
This area
7.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78245

B Avg School Grade
24 Schools
15.4:1 Avg Class Size
$13,066 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BIG COUNTRY EL

📚 Pre-K – 05 Elementary
👥
584 Students
👨‍🏫
14.1:1 Class Size
💰
$15,724 Per Student
A Very Good

FRANCIS R SCOBEE MIDDLE

📚 06 – 08 Middle
👥
789 Students
👨‍🏫
14.4:1 Class Size
💰
$15,724 Per Student
A Very Good

KRIEWALD ROAD SCHOOL OF THE ARTS

📚 Pre-K – 05 Elementary
👥
492 Students
👨‍🏫
13.3:1 Class Size
💰
$15,724 Per Student
A Very Good

ADAMS HILL EL

📚 Pre-K – 05 Elementary
👥
464 Students
👨‍🏫
11.6:1 Class Size
💰
$13,257 Per Student
B+ Above Average

CODY EL

📚 Pre-K – 05 Elementary
👥
544 Students
👨‍🏫
13.3:1 Class Size
💰
$13,257 Per Student
B+ Above Average

FISHER EL

📚 Pre-K – 05 Elementary
👥
560 Students
👨‍🏫
12.4:1 Class Size
💰
$13,257 Per Student
B+ Above Average

HATCHETT EL

📚 Pre-K – 05 Elementary
👥
611 Students
👨‍🏫
13.3:1 Class Size
💰
$13,257 Per Student
B+ Above Average

MICHAEL EL

📚 Pre-K – 05 Elementary
👥
524 Students
👨‍🏫
13.8:1 Class Size
💰
$13,257 Per Student
B+ Above Average

MORA EL

📚 Pre-K – 05 Elementary
👥
567 Students
👨‍🏫
14.3:1 Class Size
💰
$13,257 Per Student
B+ Above Average

PEASE MIDDLE

📚 06 – 08 Middle
👥
737 Students
👨‍🏫
12.8:1 Class Size
💰
$13,257 Per Student
B+ Above Average

HARMONY SCIENCE ACAD (SAN ANTONIO)

📚 06 – 12 High School Charter
👥
565 Students
👨‍🏫
14.1:1 Class Size
💰
$12,995 Per Student
B Good

BEHLAU EL

📚 Pre-K – 05 Elementary
👥
615 Students
👨‍🏫
15.4:1 Class Size
💰
$13,257 Per Student
B Good

FORESTER EL

📚 Pre-K – 05 Elementary
👥
755 Students
👨‍🏫
16.1:1 Class Size
💰
$13,257 Per Student
B Good

LIECK EL

📚 Pre-K – 05 Elementary
👥
626 Students
👨‍🏫
16.1:1 Class Size
💰
$13,257 Per Student
B Good

WERNLI EL

📚 Pre-K – 05 Elementary
👥
774 Students
👨‍🏫
16.1:1 Class Size
💰
$13,257 Per Student
B Good

IDEA BURKE COLLEGE PREPARATORY

📚 06 – 10 High School Charter
👥
478 Students
👨‍🏫
15.2:1 Class Size
💰
$11,965 Per Student
B Good

IDEA MAYS COLLEGE PREPARATORY

📚 06 – 12 High School Charter
👥
748 Students
👨‍🏫
15.6:1 Class Size
💰
$11,965 Per Student
B Good

LADERA EL

📚 Pre-K – 05 Elementary
👥
880 Students
👨‍🏫
15.3:1 Class Size
💰
$12,646 Per Student
B Good

ALTERNATIVE H S

📚 09 – 12 High School
👥
145 Students
👨‍🏫
4.3:1 Class Size
💰
$13,257 Per Student
C+ Average

IDEA AMBROSE AND FREDA ROBINSON ACADEMY

📚 K – 05 Elementary Charter
👥
434 Students
👨‍🏫
20.7:1 Class Size
💰
$11,965 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,987 Off-Campus Students
C
Northwest Vista College
18,808 students · 5.2 mi
C
Hallmark University
879 students · 5.4 mi
D
Southern Careers Institute-San Antonio
939 students · 7.6 mi
C
Milan Institute-San Antonio Ingram
349 students · 8.0 mi
C
Vogue College of Cosmetology
136 students · 9.1 mi
C
Lamson Institute
443 students · 9.5 mi
C+
Christ Mission College
43 students · 10.0 mi
D
Alamo City Barber College
180 students · 10.5 mi

Investor Insight: With 3,987 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Can I house hack in San Antonio, TX?

House hacking works a challenging in San Antonio, TX. Rents of $1,458/mo against $258K acquisition make the strategy solid for owner-occupants.

Is TX a landlord-friendly state?

San Antonio, TX operates under TX law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.

Is housing expensive in San Antonio, TX?

Median home price in San Antonio, TX is near $258K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

How tight is the rental market in San Antonio, TX?

Expect elevated vacancy in San Antonio, TX. Rents at $1,458/mo are absorbed by the tenant base without meaningful lag.

What are rental rates like in San Antonio, TX?

Investors in San Antonio, TX typically see rents near $1,458/mo per month against $258K home values - a solid setup for rental cash flow.

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How 78245 ranks in San Antonio-New Braunfels, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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