Real Estate Investing in San Antonio, Texas (78245)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78245 (San Antonio, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in San Antonio, TX (78245)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 78245 San Antonio
This part of Bexar County is not an easy win. The 78245 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 78245 can be a a strong candidate for hunting ground — but the discount at $258K reflects genuine risk that outside investors often underestimate.
Statewide comparisons place 78245 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 78245 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 78245 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in San Antonio:
Property Strategy for 78245
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $151,242 | $1,660 | 7.9% | +3.5% | $75,621 |
| 3BR | $229,293 | $2,130 | 6.7% | +4.1% | $76,431 |
| 4BR | $294,123 | $2,480 | 6.1% | +4.7% | $73,531 |
| 5BR | $332,892 | — | — | +4.6% | $66,578 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 78245 Compare?
| Metric | 78245 | San Antonio | San Antonio-New Braunfels, TX | Texas |
|---|---|---|---|---|
| Home Value | $258,256 | $279,541 | N/A | $297,000 |
| 5-Year CAGR | 1.9% | 1.3% | N/A | 5.4% |
| Avg Rent | $1,458 | $1,452 | N/A | - |
| Cap Rate | 4.4% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78245 (San Antonio, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $258,256 |
| Monthly Rent | $1,458 |
| Price-to-Rent | 14.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.8% |
| Cap Rate | 4.4% |
| 5-Year IRR | 6.3% |
📈 Home Appreciation
| 1-Year | +0.6% ▲ |
| 3-Year CAGR | -2.3% ▼ |
| 5-Year CAGR | +1.9% ▲ |
| 10-Year CAGR | +4.7% ▲ |
🏠 Rent Trends
| 1-Year | -2.8% ▼ |
| 3-Year CAGR | -1.0% ▼ |
| 5-Year CAGR | +0.4% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78245
Population: 91,388
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78245
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,987 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Can I house hack in San Antonio, TX?
House hacking works a challenging in San Antonio, TX. Rents of $1,458/mo against $258K acquisition make the strategy solid for owner-occupants.
Is TX a landlord-friendly state?
San Antonio, TX operates under TX law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
Is housing expensive in San Antonio, TX?
Median home price in San Antonio, TX is near $258K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
How tight is the rental market in San Antonio, TX?
Expect elevated vacancy in San Antonio, TX. Rents at $1,458/mo are absorbed by the tenant base without meaningful lag.
What are rental rates like in San Antonio, TX?
Investors in San Antonio, TX typically see rents near $1,458/mo per month against $258K home values - a solid setup for rental cash flow.
You know 78245 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 78245 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 78245 ranks in San Antonio-New Braunfels, TX
Every ZIP in this metro, ranked. Free.
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