Real Estate Investing in San Antonio, Texas (78226)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bexar County • Population: 6,907 • Data updated: September 2026

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Should you buy in 78226 (San Antonio, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 19.4% of homes vacant — above national norms.
  • Declining values: -0.5% 5-year CAGR — values have moved lower.
  • Elevated poverty: 27.2% poverty rate — can affect rent collection.
  • Lower household income: $30,669 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in San Antonio, TX (78226)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $138,021
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $30,669
% Renters 61.3%

Market Analysis: 78226 San Antonio

The 78226 ZIP covers a section of San Antonio that demands careful diligence. Prices near $138K look accessible, but the work to make a deal cash flow is real.

The 78226 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 78226 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A impressive renter share of 61% in 78226 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 78226 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Antonio:

C Below Average
Buy Confidence Score: 54/100
Affordability
15/25
Appreciation
5/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Stable (+0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data

Market Trends

Home Value History (with trend line)

$171K$148K$124K$101K$77K$54KJul 2006Jul 2016Jul 2026

📊 How Does 78226 Compare?

Metric 78226 San Antonio San Antonio-New Braunfels, TX Texas
Home Value $138,021 $279,541 N/A $297,000
5-Year CAGR N/A 1.3% N/A 5.4%
Avg Rent $1,035 $1,452 N/A -
Cap Rate 5.9% 4.8% - -
💡 Why Invest in 78226? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

61% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78226 (San Antonio, TX). Anonymous, moderated, never written by AI.

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Property managers serving Bexar County

Manage rentals here? List your business →

Forefront Property Management offers residential, multi-family, and commercial property management services in San Antonio, aiming to simplify property ownership. summary from their website

Single-familySmall multifamilyCommercial
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Hill Country Homeowners Association Management specializes in personalized financial and administrative management services for homeowner's associations in San Antonio and the Texas Hill Country. summary from their website

HOA
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PMI San Antonio offers residential and commercial property management services in San Antonio, including marketing, tenant screening, rent collection, and financial reporting. summary from their website

Single-familyCommercial
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.9%
Fair
5yr Growth
-0.5%
Declining

📊 Market Snapshot

Home Value $138,021
Monthly Rent $1,035
Price-to-Rent 11.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.0%
Cap Rate 5.9%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year +0.3% ▲
3-Year CAGR -3.6% ▼
5-Year CAGR -0.5% ▼
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78226

Population: 6,907

💰 Median Household Income
$30,669
This area
$30,669
State
$70,593
USA
$74,580
🏠 Renter Occupied
61.3%
This area
61.3%
State
29.5%
USA
34.0%
💼 Unemployment Rate
5.3%
This area
5.3%
State
-25.4%
USA
3.7%
🎓 College Educated
7.0%
This area
7.0%
State
-5.8%
USA
33.7%
👤 Median Age
33.1 years
This area
33.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
19.4%
This area
19.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 67.5%
Other/Mixed 28.9%
Hispanic/Latino 25.5%
Black/African American 3.7%
👶 Under 18
27.8%
This area
27.8%
USA
22.0%
👴 65 and Over
13.0%
This area
13.0%
USA
17.3%
📊 Poverty Rate
27.2%
This area
27.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78226

B+ Avg School Grade
7 Schools
19.5:1 Avg Class Size
$15,695 Avg Per Pupil

Schools in This ZIP Code

A Very Good

GEORGE E KELLY EL

📚 Pre-K – 05 Elementary
👥
224 Students
👨‍🏫
13.9:1 Class Size
💰
$17,992 Per Student
A Very Good

LOWELL MIDDLE

📚 06 – 08 Middle
👥
283 Students
👨‍🏫
13.3:1 Class Size
💰
$17,992 Per Student
B+ Above Average

BRENTWOOD MIDDLE

📚 06 – 08 Middle Charter
👥
558 Students
👨‍🏫
14.8:1 Class Size
💰
$15,020 Per Student
B+ Above Average

WINSTON INT OF EXCELLENCE

📚 03 – 05 Elementary Charter
👥
143 Students
👨‍🏫
9.6:1 Class Size
💰
$15,020 Per Student
B+ Above Average

JOHN F KENNEDY H S

📚 09 – 12 High School
👥
990 Students
👨‍🏫
15.6:1 Class Size
💰
$15,020 Per Student
B Good

COMPASS ROSE INGENUITY

📚 Pre-K – 09 High School Charter
👥
736 Students
👨‍🏫
16.5:1 Class Size
💰
$13,804 Per Student
D Needs Improvement

LEARN4LIFE

📚 09 – 12 High School Charter
👥
232 Students
👨‍🏫
53.0:1 Class Size
💰
$15,020 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

A LEAL JR MIDDLE

📚 06 – 08 Middle
📍 743 W SOUTHCROSS BLVD, SAN ANTONIO
👥
574 Students
👨‍🏫
11.6:1 Class Size
💰
$15,941 Per Student
A Very Good

DWIGHT MIDDLE

📚 06 – 08 Middle
📍 2454 W SOUTHCROSS BLVD, SAN ANTONIO
👥
411 Students
👨‍🏫
11.4:1 Class Size
💰
$14,591 Per Student
A Very Good

BOB HOPE EL

📚 Pre-K – 05 Elementary
📍 3022 REFORMA, SAN ANTONIO
👥
474 Students
👨‍🏫
15.0:1 Class Size
💰
$15,724 Per Student
A Very Good

E T WRENN MIDDLE

📚 06 – 08 Middle
📍 627 S ACME RD, SAN ANTONIO
👥
447 Students
👨‍🏫
12.6:1 Class Size
💰
$15,020 Per Student
A Very Good

PRICE EL

📚 Pre-K – 05 Elementary
📍 245 PRICE AVE, SAN ANTONIO
👥
394 Students
👨‍🏫
13.8:1 Class Size
💰
$14,591 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,607 Off-Campus Students
C
Our Lady of the Lake University
2,096 students · 3.3 mi
C
The College of Health Care Professions-South San Antonio
390 students · 3.3 mi
C
Baptist University of the Americas
101 students · 3.3 mi
C
Milan Institute of Cosmetology-San Antonio Military
202 students · 4.5 mi
C
Palo Alto College
10,908 students · 4.5 mi
C
Southwest School of Business and Technical Careers-San Antonio
22 students · 4.8 mi
C
St. Mary's University
3,411 students · 4.8 mi
D
Southern Careers Institute-San Antonio
596 students · 4.9 mi

Investor Insight: With 2,607 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much should I expect to pay for a home in San Antonio, TX?

Homes in San Antonio, TX typically sell near $138K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Is San Antonio, TX landlord-friendly?

For rental operators, San Antonio, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How deep is the rental pool in San Antonio, TX?

Tenant demand in San Antonio, TX is solid. The local workforce $1,035/mo rents across most rental classes.

Can I house hack in San Antonio, TX?

House hacking works a challenging in San Antonio, TX. Rents of $1,035/mo against $138K acquisition make the strategy solid for owner-occupants.

Do rentals sit vacant long in San Antonio, TX?

San Antonio, TX carries elevated vacancy risk. Expect steady absorption at market rents of $1,035/mo.

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How 78226 ranks in San Antonio-New Braunfels, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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