Real Estate Investing in Stockdale, Texas (78160)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wilson County • Population: 4,705 • Data updated: September 2026

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Should you buy in 78160 (Stockdale, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 12.8% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 27.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stockdale, TX (78160)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $354,147
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $81,649
% Renters 16.7%

Market Analysis: 78160 Stockdale

ZIP 78160 in Stockdale, TX carries a durable set of headwinds. Home values near $354K and rents of $1,089/mo sit inside a market where underwriting has to be tight.

On balance, the numbers look inviting — $354K purchase price, 0.0% nominal cap — the work to hit that pro forma in 78160 is substantial and deserves full respect.

Regionally, 78160 sits on the difficult end of the TX spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

The 78160 ZIP's population of 4,705 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

Distressed ZIPs reward experience. significant returns are possible in 78160, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stockdale:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data

Market Trends

Home Value History (with trend line)

$385K$337K$289K$241K$193K$145KMar 2009Nov 2017Jul 2026

📊 How Does 78160 Compare?

Metric 78160 Stockdale San Antonio-New Braunfels, TX Texas
Home Value $354,147 $354,147 N/A $297,000
5-Year CAGR 2.3% 2.3% N/A 5.4%
Avg Rent $1,089 $1,089 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 78160? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78160 (Stockdale, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+2.3%
Slow

📊 Market Snapshot

Home Value $354,147
Monthly Rent $1,089
Price-to-Rent 27.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR +2.1% ▲
5-Year CAGR +2.3% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78160

Population: 4,705

💰 Median Household Income
$81,649
This area
$81,649
State
$70,593
USA
$74,580
🏠 Renter Occupied
16.7%
This area
16.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-25.4%
USA
3.7%
🎓 College Educated
15.5%
This area
15.5%
State
-5.8%
USA
33.7%
👤 Median Age
41.3 years
This area
41.3 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.8%
This area
12.8%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 83.1%
Other/Mixed 15.5%
Hispanic/Latino 12.6%
Black/African American 0.7%
Asian 0.7%
👶 Under 18
19.8%
This area
19.8%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
11.8%
This area
11.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78160

A Avg School Grade
3 Schools
11.8:1 Avg Class Size
$15,558 Avg Per Pupil

Schools in This ZIP Code

A Very Good

STOCKDALE H S

📚 09 – 12 High School
👥
274 Students
👨‍🏫
10.9:1 Class Size
💰
$15,558 Per Student
A Very Good

STOCKDALE EL

📚 Pre-K – 05 Elementary
👥
404 Students
👨‍🏫
13.8:1 Class Size
💰
$15,558 Per Student
A Very Good

STOCKDALE J H

📚 06 – 08 Middle
👥
181 Students
👨‍🏫
10.6:1 Class Size
💰
$15,558 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are rents high in Stockdale, TX?

Rents in Stockdale, TX run near $1,089/mo. Compared with median home prices of $354K that produces solid gross yields for typical rentals.

What strategy should investors use in Stockdale, TX?

Investors usually favor careful cash-flow rentals with hands-on management in Stockdale, TX. With home values at $354K and rents near $1,089/mo, other strategies can work but produce stable rather than outsized returns.

Is Stockdale, TX a smart market for rental property?

With a 3.0/5 investability score, Stockdale, TX ranks as a solid market for rental property investors. Median prices of $354K and rents of $1,089/mo drive the underlying numbers.

Is Stockdale, TX a friendly market for rental owners?

Stockdale, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

How high is vacancy risk in Stockdale, TX?

Stockdale, TX carries elevated vacancy risk. Expect measured absorption at market rents of $1,089/mo.

You know 78160 now. You don’t know where it ranks.

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How 78160 ranks in San Antonio-New Braunfels, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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