Real Estate Investing in Nixon, Texas (78140)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gonzales County • Population: 3,190 • Data updated: September 2026

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Should you buy in 78140 (Nixon, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (39/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.0% of homes vacant — above national norms.
  • Declining values: -2.8% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Nixon, TX (78140)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $201,747
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $66,940
% Renters 32.7%

Market Analysis: 78140 Nixon

From a cash-flow lens, ZIP 78140 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $202K median. It rewards specialists, not generalists.

Rent of $891/mo on a $202K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 78140 sits below the stated 0.0% once reality is priced in.

Regionally, 78140 sits on the difficult end of the TX spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

A significant renter share of 33% in 78140 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Nixon:

C Below Average
Buy Confidence Score: 52/100
Affordability
20/25
Appreciation
0/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Stable (+0.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data

Market Trends

Home Value History (with trend line)

$279K$246K$213K$179K$146K$113KAug 2009Feb 2018Jul 2026

📊 How Does 78140 Compare?

Metric 78140 Nixon San Antonio-New Braunfels, TX Texas
Home Value $201,747 $201,747 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $891 $891 N/A -
Cap Rate 3.4% 3.4% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78140 (Nixon, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.4%
Low
5yr Growth
-2.8%
Declining

📊 Market Snapshot

Home Value $201,747
Monthly Rent $891
Price-to-Rent 18.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.4%
5-Year IRR 0.6%

📈 Home Appreciation

1-Year +0.5% ▲
3-Year CAGR -5.4% ▼
5-Year CAGR -2.8% ▼
10-Year CAGR +1.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-2.8%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 78140

Population: 3,190

💰 Median Household Income
$66,940
This area
$66,940
State
$70,593
USA
$74,580
🏠 Renter Occupied
32.7%
This area
32.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-25.4%
USA
3.7%
🎓 College Educated
4.2%
This area
4.2%
State
-5.8%
USA
33.7%
👤 Median Age
27.6 years
This area
27.6 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
13.0%
This area
13.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 75.9%
Other/Mixed 23.6%
Hispanic/Latino 21.1%
Black/African American 0.5%
👶 Under 18
34.5%
This area
34.5%
USA
22.0%
👴 65 and Over
8.7%
This area
8.7%
USA
17.3%
📊 Poverty Rate
5.4%
This area
5.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78140

A Avg School Grade
2 Schools
10.3:1 Avg Class Size
$15,844 Avg Per Pupil

Schools in This ZIP Code

A Very Good

NIXON-SMILEY H S

📚 09 – 12 High School
👥
285 Students
👨‍🏫
10.9:1 Class Size
💰
$15,844 Per Student
A Very Good

NIXON-SMILEY MIDDLE

📚 05 – 08 School
👥
286 Students
👨‍🏫
9.7:1 Class Size
💰
$15,844 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Nixon, TX?

Homes in Nixon, TX typically sell near $202K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

Is Nixon, TX a good market for FHA house hackers?

Nixon, TX offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $891/mo rent level.

How do landlord-tenant laws work in Nixon, TX?

TX ranks as a landlord-friendly state for landlord-tenant law. Nixon generally follows the statewide framework, so landlords face reasonable operating rules.

What are rental rates like in Nixon, TX?

Rental rates in Nixon, TX average $891/mo. Tenant demand and $202K home values make the yield look reasonable by investor standards.

What is the typical renter like in Nixon, TX?

Tenant quality in Nixon, TX ranks as solid. Landlords generally report predictable occupancy at market rents of $891/mo.

You know 78140 now. You don’t know where it ranks.

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How 78140 ranks in San Antonio-New Braunfels, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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