Real Estate Investing in Seguin, Texas (78155)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Guadalupe County • Population: 53,449 • Data updated: September 2026

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Should you buy in 78155 (Seguin, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.5% vacancy may signal weakening demand.
  • Flat appreciation: Values have barely moved over 5 years (1.1% CAGR).

What’s happening in Seguin, TX (78155)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $272,879
Avg Monthly Rent $1,537
1% Rule ✗ Does Not Meet
Median Income $68,430
% Renters 28.9%

Market Analysis: 78155 Seguin

Not every below-median market is a bargain. Seguin's 78155 ZIP records signals that favor experienced operators who can absorb the risk $273K pricing implies.

Rent of $1,537/mo on a $273K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 78155 sits below the stated 0.0% once reality is priced in.

Meanwhile, 78155 offers a low basis, the region around Seguin has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 78155 ZIP's population of 53,449 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Strategy in 78155 is an operator game, not a passive one. Meanwhile, entry prices of $273K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seguin:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Stable (+0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,537/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data
🏠

Property Strategy for 78155

Which property type performs best in this market?

Best for Cash Flow
1BR
5.8% cap rate
Best for Appreciation
2BR
+4.9% 5yr CAGR
Best Overall Value
5BR
$72,387/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $128,570 $1,040 5.8% +1.8% $128,570
2BR $179,073 $1,260 5.1% +4.9% $89,536
3BR $253,059 $1,620 4.6% +4.3% $84,353
4BR $301,194 $1,880 4.5% +4.4% $75,298
5BR $361,934 +4.2% $72,387

Market Trends

Home Value History (with trend line)

$316K$281K$246K$212K$177K$142KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,577$1,520$1,464$1,408$1,351$1,295Dec 2022Oct 2024Jul 2026

📊 How Does 78155 Compare?

Metric 78155 Seguin San Antonio-New Braunfels, TX Texas
Home Value $272,879 $272,879 N/A $297,000
5-Year CAGR 1.1% 1.1% N/A 5.4%
Avg Rent $1,537 $1,537 N/A -
Cap Rate 4.4% 4.4% - -
💡 Why Invest in 78155? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78155 (Seguin, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+1.1%
Slow

📊 Market Snapshot

Home Value $272,879
Monthly Rent $1,537
Price-to-Rent 14.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 5.5%

📈 Home Appreciation

1-Year +0.2% ▲
3-Year CAGR -2.5% ▼
5-Year CAGR +1.1% ▲
10-Year CAGR +3.9% ▲

🏠 Rent Trends

1-Year +7.3% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.1%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78155

Population: 53,449

💰 Median Household Income
$68,430
This area
$68,430
State
$70,593
USA
$74,580
🏠 Renter Occupied
28.9%
This area
28.9%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-25.4%
USA
3.7%
🎓 College Educated
20.2%
This area
20.2%
State
-5.8%
USA
33.7%
👤 Median Age
37.5 years
This area
37.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.5%
This area
9.5%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 63.6%
Other/Mixed 29.9%
Hispanic/Latino 27.7%
Black/African American 5.5%
Asian 0.9%
👶 Under 18
21.8%
This area
21.8%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
14.1%
This area
14.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78155

B+ Avg School Grade
19 Schools
15.4:1 Avg Class Size
$15,430 Avg Per Pupil

Schools in This ZIP Code

A Very Good

NAVARRO EL

📚 Pre-K – 02 Elementary
👥
640 Students
👨‍🏫
14.1:1 Class Size
💰
$15,419 Per Student
A Very Good

NAVARRO H S

📚 08 – 12 High School
👥
694 Students
👨‍🏫
13.4:1 Class Size
💰
$15,419 Per Student
A Very Good

NAVARRO INT

📚 03 – 05 Elementary
👥
546 Students
👨‍🏫
13.4:1 Class Size
💰
$15,419 Per Student
B+ Above Average

BALL EARLY CHILDHOOD CENTER

📚 Grade PK Elementary
👥
443 Students
👨‍🏫
17.4:1 Class Size
💰
$15,690 Per Student
B+ Above Average

BRIESEMEISTER MIDDLE

📚 06 – 08 Middle
👥
735 Students
👨‍🏫
15.8:1 Class Size
💰
$15,690 Per Student
B+ Above Average

JEFFERSON AVE EL

📚 K – 05 Elementary
👥
403 Students
👨‍🏫
17.2:1 Class Size
💰
$15,690 Per Student
B+ Above Average

JIM BARNES MIDDLE

📚 06 – 08 Middle
👥
790 Students
👨‍🏫
15.5:1 Class Size
💰
$15,690 Per Student
B+ Above Average

KOENNECKE EL

📚 K – 05 Elementary
👥
541 Students
👨‍🏫
17.2:1 Class Size
💰
$15,690 Per Student
B+ Above Average

NAVARRO J H

📚 06 – 08 Middle
👥
558 Students
👨‍🏫
17.3:1 Class Size
💰
$15,419 Per Student
B+ Above Average

ORALIA R RODRIGUEZ EL

📚 K – 05 Elementary
👥
513 Students
👨‍🏫
17.3:1 Class Size
💰
$15,690 Per Student
B+ Above Average

PATLAN EL

📚 K – 05 Elementary
👥
434 Students
👨‍🏫
16.4:1 Class Size
💰
$15,690 Per Student
B+ Above Average

VOGEL EL

📚 K – 05 Elementary
👥
417 Students
👨‍🏫
16.1:1 Class Size
💰
$15,690 Per Student
B+ Above Average

WEINERT EL

📚 K – 05 Elementary
👥
489 Students
👨‍🏫
16.3:1 Class Size
💰
$15,690 Per Student
B+ Above Average

COMAL CREEK EL

📚 Pre-K – 05 Elementary
👥
515 Students
👨‍🏫
15.0:1 Class Size
💰
$13,262 Per Student
B+ Above Average

SEGUIN CAMPUS

📚 Pre-K – 12 K-12 Charter
👥
273 Students
👨‍🏫
13.9:1 Class Size
💰
$14,260 Per Student
B Good

MERCER & BLUMBERG LRN CTR

📚 09 – 12 High School
👥
73 Students
👨‍🏫
10.7:1 Class Size
💰
$15,690 Per Student
B Good

DISCIPLINE ALTERNATIVE SCHOOL AT SAEGERT

📚 06 – 11 High School
👥
33 Students
👨‍🏫
5.0:1 Class Size
💰
$15,690 Per Student
B Good

SEGUIN H S

📚 09 – 12 High School
👥
2,110 Students
👨‍🏫
17.7:1 Class Size
💰
$15,690 Per Student
C Below Average

JUVENILE DETENTION CENTER

📚 07 – 12 High School
👥
22 Students
👨‍🏫
22.0:1 Class Size
💰
$15,690 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
Seguin Beauty School-Seguin
26 students · 2.9 mi
C
Texas Lutheran University
1,361 students · 3.9 mi

Frequently Asked Questions

What is the typical vacancy rate in Seguin, TX?

Seguin, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Are renters plentiful in Seguin, TX?

Working renters make up the core of the Seguin, TX tenant base. The pool is reasonable for investors targeting long-term holds.

How much rent can I charge in Seguin, TX?

Seguin, TX rentals go for roughly $1,537/mo a month. That puts gross yield in solid territory relative to $273K acquisition costs.

Is Seguin, TX a good market for FHA house hackers?

Seguin, TX offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,537/mo rent level.

Is real estate in Seguin, TX a good investment right now?

Seguin, TX scores 3.0/5 for investability. Home values sit at $273K and rents near $1,537/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

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How 78155 ranks in San Antonio-New Braunfels, TX

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Cash Flow → Appreciation → Affordable → 1% Rule →
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