Real Estate Investing in Cotulla, Texas (78014)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78014 (Cotulla, TX)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 28.8% of homes vacant — above national norms.
- 1-year downturn: Values declined 13.6% in the last year.
- Elevated poverty: 22.3% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cotulla, TX (78014)?
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Market Analysis: 78014 Cotulla
The 78014 ZIP in Cotulla, TX is a local-operator market. Outside capital chasing a $109K entry has to pair deep knowledge with the discount.
For an experienced owner, 78014 can be a a solid fit for hunting ground — but the discount at $109K reflects genuine risk that outside investors often underestimate.
The gap between 78014 and stronger Cotulla ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
From a cash-flow lens, 5,542 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategy in 78014 is an operator game, not a passive one. Meanwhile, entry prices of $109K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Cotulla:
Market Trends
Home Value History (with trend line)
📊 How Does 78014 Compare?
| Metric | 78014 | Cotulla | Texas |
|---|---|---|---|
| Home Value | $109,491 | $109,491 | $297,000 |
| 5-Year CAGR | N/A | N/A | 5.4% |
| Avg Rent | $909 | $909 | - |
| Cap Rate | 6.5% | 6.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78014 (Cotulla, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $109,491 |
| Monthly Rent | $909 |
| Price-to-Rent | 10.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.0% |
| Cap Rate | 6.5% |
| 5-Year IRR | 1.0% |
📈 Home Appreciation
| 1-Year | -13.6% ▼ |
| 3-Year CAGR | -5.5% ▼ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78014
Population: 5,542
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78014
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is house hacking profitable in Cotulla, TX?
House hacking works a challenging in Cotulla, TX. Rents of $909/mo against $109K acquisition make the strategy solid for owner-occupants.
How qualified is the tenant pool in Cotulla, TX?
The tenant pool in Cotulla, TX is solid, supported by local employment and population fundamentals. Rents of $909/mo are well-absorbed by the market.
How strong are rents in Cotulla, TX?
Investors in Cotulla, TX typically see rents near $909/mo per month against $109K home values - a solid setup for rental cash flow.
Is rental property easy to operate in Cotulla, TX?
The landlord environment in Cotulla, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What approach is best for Cotulla, TX real estate?
The best-fit strategy in Cotulla, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 78014 now. You don’t know where it ranks.
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Community Ratings
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