Real Estate Investing in Victoria, Texas (77905)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Victoria County • Population: 16,346 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 77905 (Victoria, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.4% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Victoria, TX (77905)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $266,245
Avg Monthly Rent $1,269
1% Rule ✗ Does Not Meet
Median Income $77,146
% Renters 17.0%

Market Analysis: 77905 Victoria

This part of Victoria County is not an easy win. The 77905 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 77905 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 77905 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

From a cash-flow lens, 16,346 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 77905 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Victoria:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,269/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Victoria, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Victoria, TX metro data
🏠

Property Strategy for 77905

Which property type performs best in this market?

Best for Cash Flow
2BR
6.1% cap rate
Best for Appreciation
4BR
+5.4% 5yr CAGR
Best Overall Value
2BR
$83,356/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $183,925 $1,130 4.4% +3.6% $183,925
2BR $166,711 $1,410 6.1% +3.2% $83,356
3BR $253,688 $1,690 4.8% +4.6% $84,563
4BR $414,110 $1,870 3.3% +5.4% $103,527

Market Trends

Home Value History (with trend line)

$273K$253K$232K$212K$191K$171KFeb 2016May 2021Jul 2026

📊 How Does 77905 Compare?

Metric 77905 Victoria Victoria, TX Texas
Home Value $266,245 $135,569 N/A $297,000
5-Year CAGR 3.3% 2.9% N/A 5.4%
Avg Rent $1,269 $1,231 N/A -
Cap Rate 3.7% 5.4% - -
💡 Why Invest in 77905? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77905 (Victoria, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 77905 (Victoria, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+3.3%
Moderate

📉 Market Crash Risk Index

Based on Victoria, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $266,245
Monthly Rent $1,269
Price-to-Rent 17.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +2.0% ▲
5-Year CAGR +3.3% ▲
10-Year CAGR +3.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77905

Population: 16,346

💰 Median Household Income
$77,146
This area
$77,146
State
$70,593
USA
$74,580
🏠 Renter Occupied
17.0%
This area
17.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-25.4%
USA
3.7%
🎓 College Educated
17.5%
This area
17.5%
State
-5.8%
USA
33.7%
👤 Median Age
40.3 years
This area
40.3 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.4%
This area
10.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 78.8%
Other/Mixed 18.2%
Hispanic/Latino 16.6%
Black/African American 2.7%
Asian 0.2%
👶 Under 18
23.2%
This area
23.2%
USA
22.0%
👴 65 and Over
17.6%
This area
17.6%
USA
17.3%
📊 Poverty Rate
6.9%
This area
6.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 2,128 Off-Campus Students
C
Manuel and Theresa's School of Hair Design-Victoria
17 students · 6.1 mi
D
Victoria Beauty & Barber College
64 students · 6.6 mi
C
Victoria College
3,214 students · 7.5 mi
C
University of Houston-Victoria
3,784 students · 7.6 mi

Investor Insight: With 2,128 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do home values compare in Victoria, TX?

Victoria, TX median home values land near $266K. That is reasonable territory for investors looking at $1,269/mo-per-month rentals.

Should investors worry about vacancy in Victoria, TX?

Expect elevated vacancy in Victoria, TX. Rents at $1,269/mo are absorbed by the tenant base without meaningful lag.

Is the tenant base reliable in Victoria, TX?

Victoria, TX draws a predictable base of working renters. Demand at the $1,269/mo rent level is reasonable for standard single-family and small multi rentals.

Is Victoria, TX better for rentals, flips, or BRRRR?

Investors usually favor careful cash-flow rentals with hands-on management in Victoria, TX. With home values at $266K and rents near $1,269/mo, other strategies can work but produce steady rather than outsized returns.

Should investors consider Victoria, TX?

Our data puts Victoria, TX at 3.0/5 for investability. Home prices of $266K and rents around $1,269/mo create a solid backdrop for investor activity.

You know 77905 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 77905 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 77905 ranks in Victoria, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 77905 (Victoria)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 77905 (Victoria, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.