Real Estate Investing in Victoria, Texas (77951)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Victoria County • Population: 1,442 • Data updated: September 2026

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Should you buy in 77951 (Victoria, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 25.4% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.3% CAGR).
  • Elevated poverty: 37.7% poverty rate — can affect rent collection.
  • Lower household income: $24,331 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Victoria, TX (77951)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $117,130
Avg Monthly Rent $1,260
1% Rule ✓ Meets
Median Income $24,331
% Renters 37.4%

Market Analysis: 77951 Victoria

The 77951 ZIP in Victoria is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $117K are approachable, and upside sits in the rehab line.

In 77951, the deal is made on the buy and on the capex. sturdy entry prices of $117K leave room in the budget for light-to-medium renovation, with rent lift to match.

The a viable market for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 77951 has not.

Household income in 77951 supports the rent-lift thesis. 1,442 residents, deep working-age cohort, and the kind of tenant profile that responds to upgraded stock.

ZIP 77951 fits investors who can swing a hammer — or pay someone to swing one well. BRRRR, fix-and-flip, and fix-and-hold all work when the rehab scope is matched to the rent lift.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Victoria:

C Below Average
Buy Confidence Score: 52/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,260/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Victoria, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Victoria, TX metro data

Market Trends

Home Value History (with trend line)

$127K$116K$105K$94K$83K$72KFeb 2016May 2021Jul 2026

📊 How Does 77951 Compare?

Metric 77951 Victoria Victoria, TX Texas
Home Value $117,130 $135,569 N/A $297,000
5-Year CAGR 1.3% 2.9% N/A 5.4%
Avg Rent $1,260 $1,231 N/A -
Cap Rate 8.4% 5.4% - -
💡 Why Invest in 77951? Click to expand

This ZIP code meets the 1% rule with rent at $1,260/mo on homes averaging $117,130 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77951 (Victoria, TX). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
8.4%
Excellent
5yr Growth
+1.3%
Slow

📉 Market Crash Risk Index

Based on Victoria, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $117,130
Monthly Rent $1,260
Price-to-Rent 7.8:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 12.9%
Cap Rate 8.4%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR -1.6% ▼
5-Year CAGR +1.3% ▲
10-Year CAGR +3.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.4%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.4%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.3%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 77951

Population: 1,442

💰 Median Household Income
$24,331
This area
$24,331
State
$70,593
USA
$74,580
🏠 Renter Occupied
37.4%
This area
37.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-25.4%
USA
3.7%
🎓 College Educated
4.7%
This area
4.7%
State
-5.8%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
25.4%
This area
25.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 84.2%
Hispanic/Latino 9.9%
Other/Mixed 9.9%
Black/African American 5.9%
👶 Under 18
30.7%
This area
30.7%
USA
22.0%
👴 65 and Over
25.7%
This area
25.7%
USA
17.3%
📊 Poverty Rate
37.7%
This area
37.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77951

A Avg School Grade
3 Schools
13.6:1 Avg Class Size
$16,283 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BLOOMINGTON H S

📚 09 – 12 High School
👥
250 Students
👨‍🏫
11.5:1 Class Size
💰
$16,283 Per Student
B+ Above Average

BLOOMINGTON EL

📚 02 – 05 Elementary
👥
259 Students
👨‍🏫
14.6:1 Class Size
💰
$16,283 Per Student
B+ Above Average

BLOOMINGTON J H

📚 06 – 08 Middle
👥
213 Students
👨‍🏫
14.7:1 Class Size
💰
$16,283 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 2,128 Off-Campus Students
C
Manuel and Theresa's School of Hair Design-Victoria
17 students · 12.4 mi
D
Victoria Beauty & Barber College
64 students · 12.9 mi
C
University of Houston-Victoria
3,784 students · 13.1 mi
C
Victoria College
3,214 students · 13.2 mi

Investor Insight: With 2,128 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Victoria, TX?

Expect median prices around $117K in Victoria, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

Is house hacking profitable in Victoria, TX?

For house hackers, Victoria, TX is an attractive. The $1,260/mo rent on a unit helps defray the mortgage on a $117K property.

Is Victoria, TX a smart market for rental property?

Yes - Victoria, TX a 4.0/5 investability score. With $117K home prices against $1,260/mo monthly rent, the market delivers a reasonable entry point for new investors.

How well does BRRRR work in Victoria, TX?

Victoria, TX is a strong for BRRRR. Acquiring below market, rehabbing, and leasing at $1,260/mo produces solid refinance appraisals against $117K values.

Does rental property in Victoria, TX pass the 1% rule?

Yes, many Victoria, TX properties clear the 1% rule. The rent-to-price ratio averages 1.08%, supported by $1,260/mo rents.

You know 77951 now. You don’t know where it ranks.

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How 77951 ranks in Victoria, TX

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