Real Estate Investing in Chappell Hill, Texas (77426)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 2,193 • Data updated: September 2026

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Should you buy in 77426 (Chappell Hill, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.1% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 49.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Chappell Hill, TX (77426)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $645,777
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $94,091
% Renters 17.8%

Market Analysis: 77426 Chappell Hill

This part of Washington County is not an easy win. The 77426 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Put differently, the numbers look inviting — $646K purchase price, 0.0% nominal cap — the work to hit that pro forma in 77426 is substantial and deserves full respect.

Within TX, ZIP 77426 trails on several market indicators that neighboring Washington County submarkets outperform. The gap is real and substantial enough to shape underwriting.

Employment concentration in 77426 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Chappell Hill's stable or hybrid ZIPs before stepping into 77426. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chappell Hill:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.9× the median income
Value Trend
Rising (+6.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Brenham, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Brenham, TX metro data
🏠

Property Strategy for 77426

Which property type performs best in this market?

Best for Cash Flow
2BR
1.9% cap rate
Best Overall Value
3BR
$213,113/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $459,283 $1,200 1.9% $229,642
3BR $639,338 $1,600 1.8% $213,113

Market Trends

Home Value History (with trend line)

$682K$588K$493K$398K$304K$209KApr 2009Dec 2017Jul 2026

📊 How Does 77426 Compare?

Metric 77426 Chappell Hill Brenham, TX Texas
Home Value $645,777 $645,777 N/A $297,000
5-Year CAGR 6.0% 6.0% N/A 5.4%
Avg Rent $1,080 $1,080 N/A -
Cap Rate 1.3% 1.3% - -
💡 Why Invest in 77426? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77426 (Chappell Hill, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.3%
Low
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Brenham, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
82%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $645,777
Monthly Rent $1,080
Price-to-Rent 49.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.0%
Cap Rate 1.3%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +6.0% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77426

Population: 2,193

💰 Median Household Income
$94,091
This area
$94,091
State
$70,593
USA
$74,580
🏠 Renter Occupied
17.8%
This area
17.8%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.4%
USA
3.7%
🎓 College Educated
30.9%
This area
30.9%
State
-5.8%
USA
33.7%
👤 Median Age
53.2 years
This area
53.2 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
16.1%
This area
16.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 79.1%
Black/African American 14.1%
Other/Mixed 6.9%
Hispanic/Latino 3.3%
👶 Under 18
11.7%
This area
11.7%
USA
22.0%
👴 65 and Over
22.7%
This area
22.7%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 7,176 Off-Campus Students
C
Evvaylois Academy School of Beauty
14 students · 8.7 mi
C
Manuel and Theresa's School of Hair Design
4 students · 9.4 mi
C
Blinn College District
18,545 students · 10.1 mi

Investor Insight: With 7,176 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does Chappell Hill, TX make sense for an investment property?

With a 3.0/5 investability score, Chappell Hill, TX ranks as a solid market for rental property investors. Median prices of $646K and rents of $1,080/mo drive the underlying numbers.

How expensive is real estate in Chappell Hill, TX?

The median home value in Chappell Hill, TX is roughly $646K. That puts it reasonable relative to the TX statewide average.

How much do tenants pay in Chappell Hill, TX?

Rent in Chappell Hill, TX is around $1,080/mo. The resulting rent-to-value relationship with $646K pricing is reasonable for most investor models.

Which investment style suits Chappell Hill, TX?

Investors usually favor careful cash-flow rentals with hands-on management in Chappell Hill, TX. With home values at $646K and rents near $1,080/mo, other strategies can work but produce measured rather than outsized returns.

What is the renter demographic in Chappell Hill, TX?

Chappell Hill, TX offers a steady renter base at the $1,080/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 77426 now. You don’t know where it ranks.

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How 77426 ranks in Brenham, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
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