Real Estate Investing in Huntsville, Texas (77340)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Walker County • Population: 35,439 • Data updated: September 2026

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Should you buy in 77340 (Huntsville, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (38/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.6% of homes vacant — above national norms.

What’s happening in Huntsville, TX (77340)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $283,859
Avg Monthly Rent $1,325
1% Rule ✗ Does Not Meet
Median Income $41,008
% Renters 54.7%

Market Analysis: 77340 Huntsville

Investors eyeing 77340 need to respect the fundamentals at play. Home values of $284K come alongside slower price movement and elevated management overhead.

Rent of $1,325/mo on a $284K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 77340 sits below the stated 0.0% once reality is priced in.

Regionally, 77340 sits on the difficult end of the TX spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 77340 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 77340 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Huntsville:

C Below Average
Buy Confidence Score: 53/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.9× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,325/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Huntsville, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Huntsville, TX metro data
🏠

Property Strategy for 77340

Which property type performs best in this market?

Best for Cash Flow
2BR
5.3% cap rate
Best for Appreciation
3BR
+4.4% 5yr CAGR
Best Overall Value
2BR
$81,381/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $162,763 $1,200 5.3% +3.3% $81,381
3BR $266,513 $1,590 4.3% +4.4% $88,838
4BR $327,605 $1,770 3.9% +4.1% $81,901

Market Trends

Home Value History (with trend line)

$306K$272K$239K$205K$171K$138KFeb 2009Nov 2017Jul 2026

Rent History (with trend line)

$1,336$1,306$1,276$1,246$1,217$1,187Mar 2024May 2025Jul 2026

📊 How Does 77340 Compare?

Metric 77340 Huntsville Huntsville, TX Texas
Home Value $283,859 $159,143 N/A $297,000
5-Year CAGR 2.7% 0.9% N/A 5.4%
Avg Rent $1,325 $1,248 N/A -
Cap Rate 3.6% 3.7% - -
💡 Why Invest in 77340? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

55% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77340 (Huntsville, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+2.7%
Slow

📉 Market Crash Risk Index

Based on Huntsville, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
75%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $283,859
Monthly Rent $1,325
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +0.1% ▲
5-Year CAGR +2.7% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year +0.8% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77340

Population: 35,439

💰 Median Household Income
$41,008
This area
$41,008
State
$70,593
USA
$74,580
🏠 Renter Occupied
54.7%
This area
54.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-25.4%
USA
3.7%
🎓 College Educated
26.6%
This area
26.6%
State
-5.8%
USA
33.7%
👤 Median Age
30.5 years
This area
30.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
13.6%
This area
13.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 67.5%
Black/African American 20.3%
Other/Mixed 10.3%
Hispanic/Latino 6.8%
Asian 1.9%
👶 Under 18
14.0%
This area
14.0%
USA
22.0%
👴 65 and Over
13.7%
This area
13.7%
USA
17.3%
📊 Poverty Rate
11.6%
This area
11.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77340

C+ Avg School Grade
3 Schools
17.8:1 Avg Class Size
$9,418 Avg Per Pupil

Schools in This ZIP Code

B Good

STEWART EL

📚 K – 04 Elementary
👥
531 Students
👨‍🏫
15.3:1 Class Size
💰
$9,860 Per Student
C+ Average

IGNITE COMMUNITY SCHOOL - HUNTSVILLE

📚 Pre-K – 08 School Charter
👥
403 Students
👨‍🏫
16.6:1 Class Size
💰
$8,534 Per Student
C+ Average

GIBBS PRE-K CENTER

📚 Grade PK Elementary
👥
301 Students
👨‍🏫
21.6:1 Class Size
💰
$9,860 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,284 Off-Campus Students
C+
Sam Houston State University
21,403 students · 4.8 mi

Investor Insight: With 1,284 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the rental occupancy rate in Huntsville, TX?

Huntsville, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What is the investability score for Huntsville, TX?

Huntsville, TX sits at an investability rating of 3.0/5, with median home values near $284K and average rents around $1,325/mo. That combination puts it in the robust tier for investor interest.

What is the typical renter like in Huntsville, TX?

Tenant quality in Huntsville, TX ranks as solid. Landlords generally report predictable occupancy at market rents of $1,325/mo.

Is rental property easy to operate in Huntsville, TX?

Landlord-friendliness in Huntsville, TX is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Can I live-in-and-rent in Huntsville, TX?

The house hack math a challenging in Huntsville, TX. Owner-occupant buyers benefit from the $1,325/mo rents and $284K home values.

You know 77340 now. You don’t know where it ranks.

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How 77340 ranks in Huntsville, TX

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