Real Estate Investing in Palo Pinto, Texas (76484)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76484 (Palo Pinto, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 45.8% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 33.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Palo Pinto, TX (76484)?
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Market Analysis: 76484 Palo Pinto
The 76484 ZIP covers a section of Palo Pinto that demands careful diligence. Prices near $381K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $381K asset, 76484 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 76484 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 76484 ZIP's population of 1,000 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
Strategically, 76484 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Palo Pinto:
Market Trends
Home Value History (with trend line)
📊 How Does 76484 Compare?
| Metric | 76484 | Palo Pinto | Texas |
|---|---|---|---|
| Home Value | $380,943 | $380,943 | $297,000 |
| 5-Year CAGR | N/A | N/A | 5.4% |
| Avg Rent | $954 | $954 | - |
| Cap Rate | 2.0% | 2.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76484 (Palo Pinto, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $380,943 |
| Monthly Rent | $954 |
| Price-to-Rent | 33.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 2.0% |
| 5-Year IRR | 3.2% |
📈 Home Appreciation
| 1-Year | +1.3% ▲ |
| 3-Year CAGR | +1.2% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76484
Population: 1,000
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76484
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What monthly rent should investors expect in Palo Pinto, TX?
Rental rates in Palo Pinto, TX average $954/mo. Tenant demand and $381K home values make the yield look reasonable by investor standards.
What is the smart move for investors in Palo Pinto, TX?
In Palo Pinto, TX the notable play is typically careful cash-flow rentals with hands-on management. The combination of $381K prices and $954/mo rents suits that approach.
Does Palo Pinto, TX make sense for an investment property?
With a 2.0/5 investability score, Palo Pinto, TX ranks as a solid market for rental property investors. Median prices of $381K and rents of $954/mo drive the underlying numbers.
How much should I expect to pay for a home in Palo Pinto, TX?
Expect median prices around $381K in Palo Pinto, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
How high is vacancy risk in Palo Pinto, TX?
Vacancy risk in Palo Pinto, TX is elevated. That supports measured cash flow for typical rental holds.
You know 76484 now. You don’t know where it ranks.
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