Real Estate Investing in Cisco, Texas (76437)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76437 (Cisco, TX)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 19.9% of homes vacant — above national norms.
- Declining values: -0.8% 5-year CAGR — values have moved lower.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cisco, TX (76437)?
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Market Analysis: 76437 Cisco
ZIP 76437 in Cisco, TX carries a durable set of headwinds. Home values near $154K and rents of $981/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 76437 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 76437's metrics run below Eastland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 76437 ZIP's population of 5,895 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
Strategically, 76437 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Cisco:
Property Strategy for 76437
Which property type performs best in this market?
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| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $116,230 | $1,090 | 6.8% | +11.0% | $58,115 |
| 3BR | $174,775 | $1,420 | 5.8% | +8.1% | $58,258 |
Market Trends
Home Value History (with trend line)
📊 How Does 76437 Compare?
| Metric | 76437 | Cisco | Abilene, TX | Texas |
|---|---|---|---|---|
| Home Value | $154,353 | $154,353 | N/A | $297,000 |
| 5-Year CAGR | N/A | N/A | N/A | 5.4% |
| Avg Rent | $981 | $981 | N/A | - |
| Cap Rate | 5.0% | 5.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76437 (Cisco, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $154,353 |
| Monthly Rent | $981 |
| Price-to-Rent | 13.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.6% |
| Cap Rate | 5.0% |
| 5-Year IRR | 4.1% |
📈 Home Appreciation
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | -3.4% ▼ |
| 5-Year CAGR | -0.8% ▼ |
| 10-Year CAGR | +3.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76437
Population: 5,895
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76437
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,239 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do home values compare in Cisco, TX?
In Cisco, TX the median home value sits at $154K. Against the broader TX market, that reads as reasonable for most investors.
What is the renter demographic in Cisco, TX?
Tenant quality in Cisco, TX ranks as solid. Landlords generally report steady occupancy at market rents of $981/mo.
How much do tenants pay in Cisco, TX?
Rent in Cisco, TX is around $981/mo. The resulting rent-to-value relationship with $154K pricing is reasonable for most investor models.
How do landlord-tenant laws work in Cisco, TX?
TX ranks as a landlord-friendly state for landlord-tenant law. Cisco generally follows the statewide framework, so landlords face reasonable operating rules.
Is Cisco, TX better for rentals, flips, or BRRRR?
Cisco, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($154K prices, $981/mo rents) make it a reasonable choice.
You know 76437 now. You don’t know where it ranks.
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How 76437 ranks in Abilene, TX
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