Real Estate Investing in McCurtain, Oklahoma (74944)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 74944 (McCurtain, OK)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.5% of homes vacant — above national norms.
- Elevated poverty: 23.4% poverty rate — can affect rent collection.
- Lower household income: $32,500 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in McCurtain, OK (74944)?
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Market Analysis: 74944 McCurtain
Investors eyeing 74944 need to respect the fundamentals at play. Home values of $172K come alongside slower price movement and elevated management overhead.
The 74944 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 74944 sits on the difficult end of the OK spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
A solid renter share of 19% in 74944 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 74944 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in McCurtain:
Market Trends
Home Value History (with trend line)
📊 How Does 74944 Compare?
| Metric | 74944 | McCurtain | Oklahoma |
|---|---|---|---|
| Home Value | $171,558 | $171,558 | $214,563 |
| 5-Year CAGR | 6.6% | 6.6% | 6.9% |
| Avg Rent | $846 | $846 | - |
| Cap Rate | 3.9% | 3.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 74944 (McCurtain, OK). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $171,558 |
| Monthly Rent | $846 |
| Price-to-Rent | 16.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.9% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +10.0% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 74944
Population: 1,152
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 74944
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much do tenants pay in McCurtain, OK?
Rent in McCurtain, OK is around $846/mo. The resulting rent-to-value relationship with $172K pricing is reasonable for most investor models.
How do home values compare in McCurtain, OK?
Homes in McCurtain, OK typically sell near $172K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
Does McCurtain, OK make sense for an investment property?
With a 3.0/5 investability score, McCurtain, OK ranks as a solid market for rental property investors. Median prices of $172K and rents of $846/mo drive the underlying numbers.
What strategy should investors use in McCurtain, OK?
Investors usually favor careful cash-flow rentals with hands-on management in McCurtain, OK. With home values at $172K and rents near $846/mo, other strategies can work but produce consistent rather than outsized returns.
How high is vacancy risk in McCurtain, OK?
McCurtain, OK carries elevated vacancy risk. Expect even-keeled absorption at market rents of $846/mo.
You know 74944 now. You don’t know where it ranks.
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