Real Estate Investing in Maud, Oklahoma (74854)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Seminole County • Population: 1,833 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 74854 (Maud, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Maud, OK (74854)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $117,790
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $54,464
% Renters 19.3%

Market Analysis: 74854 Maud

ZIP 74854 inside Seminole County looks affordable on the surface — median value of $118K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $846/mo on a $118K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 74854 sits below the stated 0.0% once reality is priced in.

From a cash-flow lens, 74854 offers a low basis, the region around Maud has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 74854 includes headwinds that any investor should price in. Income distribution skews lower than Maud averages, and tenant stability requires active management.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Maud:

B Good
Buy Confidence Score: 75/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Shawnee, OK Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Shawnee, OK metro data
🏠

Property Strategy for 74854

Which property type performs best in this market?

Best for Cash Flow
2BR
9.3% cap rate
Best for Appreciation
3BR
+9.7% 5yr CAGR
Best Overall Value
2BR
$36,220/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $72,440 $940 9.3% +6.4% $36,220
3BR $147,078 $1,260 6.2% +9.7% $49,026

Market Trends

Home Value History (with trend line)

$127K$110K$93K$77K$60K$43KJul 2006Jul 2016Jul 2026

📊 How Does 74854 Compare?

Metric 74854 Maud Shawnee, OK Oklahoma
Home Value $117,790 $117,790 N/A $214,563
5-Year CAGR 5.3% 5.3% N/A 6.9%
Avg Rent $846 $846 N/A -
Cap Rate 5.6% 5.6% - -
💡 Why Invest in 74854? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74854 (Maud, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.6%
Fair
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Shawnee, OK metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
61%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $117,790
Monthly Rent $846
Price-to-Rent 11.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.6%
Cap Rate 5.6%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR +1.3% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 74854

Population: 1,833

💰 Median Household Income
$54,464
This area
$54,464
State
$58,994
USA
$74,580
🏠 Renter Occupied
19.3%
This area
19.3%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-1.8%
USA
3.7%
🎓 College Educated
11.7%
This area
11.7%
State
14.2%
USA
33.7%
👤 Median Age
38.8 years
This area
38.8 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
19.8%
This area
19.8%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 76.0%
Other/Mixed 23.9%
Hispanic/Latino 3.6%
Black/African American 0.2%
👶 Under 18
25.3%
This area
25.3%
USA
22.0%
👴 65 and Over
17.6%
This area
17.6%
USA
17.3%
📊 Poverty Rate
10.1%
This area
10.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74854

B+ Avg School Grade
2 Schools
13.2:1 Avg Class Size
$17,143 Avg Per Pupil

Schools in This ZIP Code

A Very Good

MAUD HS

📚 09 – 12 High School
👥
82 Students
👨‍🏫
11.0:1 Class Size
💰
$17,143 Per Student
B+ Above Average

MAUD ES

📚 Pre-K – 08 School
👥
194 Students
👨‍🏫
15.5:1 Class Size
💰
$17,143 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 435 Off-Campus Students
C
Seminole State College
1,471 students · 9.8 mi

Frequently Asked Questions

What is the average home sale price in Maud, OK?

Median home price in Maud, OK is near $118K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

What do landlords charge for rent in Maud, OK?

Average rent in Maud, OK is approximately $846/mo per month. Against $118K home values that yields a reasonable rent-to-price ratio.

What is the smart move for investors in Maud, OK?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Maud, OK. The numbers - $118K homes against $846/mo rents - support that play.

Is house hacking profitable in Maud, OK?

House hacking in Maud, OK is a challenging. With home values around $118K and rents at $846/mo, owner-occupants can offset a meaningful share of PITI.

What is the typical renter like in Maud, OK?

The tenant pool in Maud, OK is solid, supported by local employment and population fundamentals. Rents of $846/mo are well-absorbed by the market.

You know 74854 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 74854 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 74854 ranks in Shawnee, OK

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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