Real Estate Investing in Seminole, Oklahoma (74868)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Seminole County • Population: 12,451 • Data updated: September 2026

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Should you buy in 74868 (Seminole, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Seminole, OK (74868)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $137,076
Avg Monthly Rent $855
1% Rule ✗ Does Not Meet
Median Income $42,071
% Renters 32.1%

Market Analysis: 74868 Seminole

The 74868 ZIP in Seminole, OK is a local-operator market. Outside capital chasing a $137K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 74868 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 74868 and stronger Seminole ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 74868 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 74868 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seminole:

B Good
Buy Confidence Score: 76/100
Affordability
20/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $855/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 74868

Which property type performs best in this market?

Best for Cash Flow
2BR
10.5% cap rate
Best for Appreciation
3BR
+8.0% 5yr CAGR
Best Overall Value
2BR
$32,634/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $78,186 $740 6.8% $78,186
2BR $65,268 $950 10.5% +5.8% $32,634
3BR $151,750 $1,270 6.0% +8.0% $50,583
4BR $261,715 $1,390 3.8% +7.7% $65,429

Market Trends

Home Value History (with trend line)

$143K$126K$108K$90K$73K$55KJun 2006Jul 2016Jul 2026

📊 How Does 74868 Compare?

Metric 74868 Seminole Oklahoma
Home Value $137,076 $137,076 $214,563
5-Year CAGR 6.6% 6.6% 6.9%
Avg Rent $855 $855 -
Cap Rate 4.9% 4.9% -
💡 Why Invest in 74868? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74868 (Seminole, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $137,076
Monthly Rent $855
Price-to-Rent 13.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.9%
5-Year IRR 11.4%

📈 Home Appreciation

1-Year +11.0% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 74868

Population: 12,451

💰 Median Household Income
$42,071
This area
$42,071
State
$58,994
USA
$74,580
🏠 Renter Occupied
32.1%
This area
32.1%
State
25.6%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-1.8%
USA
3.7%
🎓 College Educated
16.0%
This area
16.0%
State
14.2%
USA
33.7%
👤 Median Age
38.2 years
This area
38.2 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
16.2%
This area
16.2%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 68.2%
Other/Mixed 27.9%
Black/African American 3.6%
Hispanic/Latino 1.8%
Asian 0.4%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
16.3%
This area
16.3%
USA
17.3%
📊 Poverty Rate
19.7%
This area
19.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74868

C+ Avg School Grade
7 Schools
16.1:1 Avg Class Size
$11,596 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

STROTHER ES

📚 Pre-K – 08 School
👥
265 Students
👨‍🏫
13.9:1 Class Size
💰
$12,549 Per Student
B Good

STROTHER HS

📚 09 – 12 High School
👥
84 Students
👨‍🏫
11.6:1 Class Size
💰
$12,549 Per Student
C+ Average

Betty L. Smith Childhood Center

📚 Pre-K – K Elementary
👥
200 Students
👨‍🏫
19.8:1 Class Size
💰
$12,979 Per Student
C+ Average

VARNUM ES

📚 Pre-K – 08 School
👥
238 Students
👨‍🏫
18.8:1 Class Size
💰
$12,337 Per Student
C+ Average

ACADEMY OF SEMINOLE CHARTER ES

📚 Pre-K – 08 School Charter
👥
162 Students
👨‍🏫
14.6:1 Class Size
💰
$9,211 Per Student
C+ Average

ACADEMY OF SEMINOLE CHARTER HS

📚 09 – 12 High School Charter
👥
60 Students
👨‍🏫
12.2:1 Class Size
💰
$9,211 Per Student
C Below Average

VARNUM HS

📚 09 – 12 High School
👥
71 Students
👨‍🏫
22.1:1 Class Size
💰
$12,337 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 435 Off-Campus Students
C
Seminole State College
1,471 students · 3.8 mi

Frequently Asked Questions

Where do rents currently stand in Seminole, OK?

Rents in Seminole, OK run near $855/mo. Compared with median home prices of $137K that produces solid gross yields for typical rentals.

How do landlord-tenant laws work in Seminole, OK?

Rental owners in Seminole, OK deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What price range are homes in Seminole, OK?

Expect median prices around $137K in Seminole, OK. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

What kind of market is Seminole, OK for investors?

With a 3.0/5 investability score, Seminole, OK ranks as a solid market for rental property investors. Median prices of $137K and rents of $855/mo drive the underlying numbers.

Are tenants stable in Seminole, OK?

The renter base in Seminole, OK is reasonable for the $855/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

You know 74868 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 74868 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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