Real Estate Investing in Tulsa, Oklahoma (74126)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Osage County • Population: 10,144 • Data updated: September 2026

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Should you buy in 74126 (Tulsa, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (84/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
3 flags
  • High vacancy: 22.1% of homes vacant — above national norms.
  • Elevated poverty: 26.2% poverty rate — can affect rent collection.
  • Lower household income: $39,507 median — tenant affordability is tighter.

What’s happening in Tulsa, OK (74126)?

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5.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $93,024
Avg Monthly Rent $1,145
1% Rule ✓ Meets
Median Income $39,507
% Renters 39.1%

Market Analysis: 74126 Tulsa

ZIP 74126 inside Tulsa, OK leans into a value-add thesis. Home values near $93K sit below the state median, and rents of $1,145/mo leave room for forced-equity plays.

The a credible choice for angle here is forced equity, not market equity. ZIP 74126 rewards investors who can execute on scope, timeline, and tenant turnover.

Statewide, OK value-add investors migrate toward ZIPs with 74126's profile — older stock, soft but real rent growth, and $93K pricing that keeps rehab math workable.

The resident base in 74126 runs younger and more tenure-renter than county averages. 39% of 10,144 households lease, which is the demand source for post-rehab rent lifts.

BRRRR is the most natural fit. Buy under $93K, rehab, refinance, and the capital recycles in a way turnkey markets cannot replicate.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tulsa:

A Excellent
Buy Confidence Score: 86/100
Affordability
25/25
Appreciation
25/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Rising (+20.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,145/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
❄️
COOL MARKET
Tulsa, OK Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tulsa, OK metro data
🏠

Property Strategy for 74126

Which property type performs best in this market?

Best for Cash Flow
3BR
10.6% cap rate
Best for Appreciation
3BR
+8.7% 5yr CAGR
Best Overall Value
4BR
$27,710/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $92,912 $1,000 7.7% +7.9% $46,456
3BR $89,503 $1,320 10.6% +8.7% $29,834
4BR $110,841 $1,530 9.9% +8.5% $27,710

Market Trends

Home Value History (with trend line)

$99K$85K$71K$57K$43K$29KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,229$1,203$1,177$1,150$1,124$1,098Feb 2026May 2026Jul 2026

📊 How Does 74126 Compare?

Metric 74126 Tulsa Tulsa, OK Oklahoma
Home Value $93,024 $103,506 N/A $214,563
5-Year CAGR 7.1% 5.9% N/A 6.9%
Avg Rent $1,145 $1,269 N/A -
Cap Rate 9.6% 5.2% - -
💡 Why Invest in 74126? Click to expand

This ZIP code meets the 1% rule with rent at $1,145/mo on homes averaging $93,024 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74126 (Tulsa, OK). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
9.6%
Excellent
5yr Growth
+7.1%
Strong

📉 Market Crash Risk Index

Based on Tulsa, OK metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $93,024
Monthly Rent $1,145
Price-to-Rent 6.8:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 14.8%
Cap Rate 9.6%
5-Year IRR 16.7%

📈 Home Appreciation

1-Year +20.9% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +9.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.6%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.6%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 74126

Population: 10,144

💰 Median Household Income
$39,507
This area
$39,507
State
$58,994
USA
$74,580
🏠 Renter Occupied
39.1%
This area
39.1%
State
25.6%
USA
34.0%
💼 Unemployment Rate
5.7%
This area
5.7%
State
-1.8%
USA
3.7%
🎓 College Educated
8.3%
This area
8.3%
State
14.2%
USA
33.7%
👤 Median Age
32.8 years
This area
32.8 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
22.1%
This area
22.1%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
Black/African American 47.8%
White 26.7%
Other/Mixed 23.4%
Hispanic/Latino 10.0%
Asian 2.1%
👶 Under 18
30.5%
This area
30.5%
USA
22.0%
👴 65 and Over
13.8%
This area
13.8%
USA
17.3%
📊 Poverty Rate
26.2%
This area
26.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74126

B Avg School Grade
3 Schools
19.9:1 Avg Class Size
$13,163 Avg Per Pupil

Schools in This ZIP Code

B Good

MCLAIN HS FOR SCIENCE AND TECH

📚 09 – 12 High School
👥
726 Students
👨‍🏫
18.2:1 Class Size
💰
$15,015 Per Student
B Good

JOHN HOPE FRANKLIN ES

📚 Pre-K – 05 Elementary
👥
343 Students
👨‍🏫
25.6:1 Class Size
💰
$15,015 Per Student
C+ Average

TULSA LEGACY CHARTER SCHL INC

📚 Pre-K – 08 School Charter
👥
570 Students
👨‍🏫
15.8:1 Class Size
💰
$9,459 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,605 Off-Campus Students
C
Tulsa Community College
14,538 students · 6.6 mi
C
Oklahoma State University Center for Health Sciences
1,833 students · 6.9 mi
D
Tulsa Welding School-Tulsa
934 students · 7.4 mi
B
University of Tulsa
3,559 students · 7.5 mi
C
Spartan College of Aeronautics and Technology
744 students · 9.5 mi
D
Phillips Theological Seminary
98 students · 10.3 mi
C
Clary Sage College
367 students · 10.9 mi
C
Miller-Motte College-Tulsa
283 students · 11.3 mi

Investor Insight: With 3,605 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does Tulsa, OK meet the 1% rule for rental property?

Hitting the 1% rule in Tulsa, OK is realistic given the 1.23% average rent-to-price. Most value-add properties push well above that line.

Can I live-in-and-rent in Tulsa, OK?

Tulsa, OK offers an attractive house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,145/mo rent level.

How much should I expect to pay for a home in Tulsa, OK?

Tulsa, OK median home values land near $93K. That is reasonable territory for investors looking at $1,145/mo-per-month rentals.

How much rent can I charge in Tulsa, OK?

Rental rates in Tulsa, OK average $1,145/mo. Tenant demand and $93K home values make the yield look reasonable by investor standards.

How well does BRRRR work in Tulsa, OK?

Tulsa, OK BRRRR deals are a strong. With proper buy-side discipline, operators can recycle most of their capital post-refinance.

You know 74126 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 74126 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 74126 ranks in Tulsa, OK

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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