Real Estate Investing in Bartlesville, Oklahoma (74003)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 74003 (Bartlesville, OK)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 21.3% of homes vacant — above national norms.
What’s happening in Bartlesville, OK (74003)?
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Market Analysis: 74003 Bartlesville
ZIP 74003 inside Washington County looks affordable on the surface — median value of $111K — but the discount exists for reasons that a careful buyer should understand before committing.
The 74003 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Stepping back, 74003 offers a low basis, the region around Bartlesville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
In practical terms, 14,128 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 74003 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Bartlesville:
Property Strategy for 74003
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $72,218 | $940 | 9.4% | +8.6% | $36,109 |
| 3BR | $113,780 | $1,300 | 8.2% | +7.4% | $37,927 |
| 4BR | $210,635 | $1,410 | 4.8% | +8.1% | $52,659 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 74003 Compare?
| Metric | 74003 | Bartlesville | Bartlesville, OK | Oklahoma |
|---|---|---|---|---|
| Home Value | $111,167 | $166,719 | N/A | $214,563 |
| 5-Year CAGR | 5.7% | 5.8% | N/A | 6.9% |
| Avg Rent | $923 | $1,121 | N/A | - |
| Cap Rate | 6.5% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 74003 (Bartlesville, OK). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $111,167 |
| Monthly Rent | $923 |
| Price-to-Rent | 10.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.0% |
| Cap Rate | 6.5% |
| 5-Year IRR | 12.2% |
📈 Home Appreciation
| 1-Year | +11.2% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | -6.4% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 74003
Population: 14,128
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 74003
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is vacancy a concern in Bartlesville, OK?
Bartlesville, OK vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What type of investing works in Bartlesville, OK?
Most investors in Bartlesville, OK run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Are landlord laws favorable in Bartlesville, OK?
For rental operators, Bartlesville, OK rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Can owner-occupants cash flow in Bartlesville, OK?
House hacking in Bartlesville, OK is a challenging. With home values around $111K and rents at $923/mo, owner-occupants can offset a meaningful share of PITI.
Does Bartlesville, OK make sense for an investment property?
Yes - Bartlesville, OK a 3.0/5 investability score. With $111K home prices against $923/mo monthly rent, the market delivers a reasonable entry point for new investors.
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Community Ratings
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