Real Estate Investing in Chattanooga, Oklahoma (73528)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 73528 (Chattanooga, OK)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 13.9% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chattanooga, OK (73528)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 73528 Chattanooga
Investors eyeing 73528 need to respect the fundamentals at play. Home values of $147K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 73528 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 73528's metrics run below Tillman County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 73528 includes headwinds that any investor should price in. Income distribution skews lower than Chattanooga averages, and tenant stability requires active management.
New investors are better served looking at Chattanooga's stable or hybrid ZIPs before stepping into 73528. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Chattanooga:
Market Trends
Home Value History (with trend line)
📊 How Does 73528 Compare?
| Metric | 73528 | Chattanooga | Lawton, OK | Oklahoma |
|---|---|---|---|---|
| Home Value | $147,065 | $147,065 | N/A | $214,563 |
| 5-Year CAGR | 4.1% | 4.1% | N/A | 6.9% |
| Avg Rent | $846 | $846 | N/A | - |
| Cap Rate | 4.5% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 73528 (Chattanooga, OK). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 73528 (Chattanooga, OK)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $147,065 |
| Monthly Rent | $846 |
| Price-to-Rent | 14.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +6.8% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 73528
Population: 605
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 73528
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Chattanooga, OK a good place for real estate investing?
Yes - Chattanooga, OK a 3.0/5 investability score. With $147K home prices against $846/mo monthly rent, the market delivers a reasonable entry point for new investors.
Is the tenant base reliable in Chattanooga, OK?
The renter base in Chattanooga, OK is reasonable for the $846/mo price point. Screening well and pricing to market typically yields consistent tenants.
What investment strategy works best in Chattanooga, OK?
Most investors in Chattanooga, OK run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Is house hacking profitable in Chattanooga, OK?
House hacking in Chattanooga, OK is reasonable to execute. Prices around $147K and rents of $846/mo solid owner-occupant economics.
How tight is the rental market in Chattanooga, OK?
Vacancy risk in Chattanooga, OK is elevated. That supports steady cash flow for typical rental holds.
You know 73528 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 73528 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 73528 ranks in Lawton, OK
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 73528 (Chattanooga)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 73528 (Chattanooga, OK).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.